Psycho Toxic Caterpillars &Cicadas on Rampage!! The Poisonous Critters are Just Getting Started. You know about the Cicadas. In grade school, you learned that they are really Cicadoidea of the suborder of Auchenorrhyncha of the order of Hemiptera. They are also the critters that are making a lot of noise these days. Its the male cicadas calling for females. They are only alive for a couple of months so the men (cicadas) want women (cicadas). The females probably show up to tell them to tone the noise down. However, the male has other ideas. You know what happens next. Then the females lay their eggs in the bark of a tree. When the eggs hatch, the nymphs fall to the ground and burrow down into the soil. You know about caterpillars too. Or you may know them as Lepidoptera. Male and female butterfly's will get together and do the same thing as the cicadas. Then eggs are laid and hatch into caterpillars. The caterpillars eventually become butterflys. The adult butterfly life is just a short part of their life cycle. They are in the caterpillar stage for much longer. Thats the problem. We are at risk from a plague of toxic caterpillars and cicadas. I mean, this is really serious stuff. It starts with the caterpillars. Caterpillars have about 60,000 hairs on their body. The hairs of many caterpillars have become toxic. A human coming in contact with one little hair can cause nausea, vomiting, muscle cramps, ching and other maladies. So, how do the cicadas become toxic? Well, the eggs of the butterfly and the eggs of the cicada may be deposited next to each other. When a caterpillar emerges from its egg and the nymph of the cicada emerges from its egg, the nymph receives the poison from the caterpillar and develops the same poisonous characteristics. So, the millions of cicadas that are crawling out of the ground now and the caterpillars hatching may be the beginning of the end of humanity. Such a plague has already spread Southeast England. In fact, there are 225 reports of caterpillars attacking people. So, since the end may be near, we might as well make the best of things while we can. That includes doing business with a locally owned community bank that actually appreciates your business. There is only one bank in the area that fits that description. It's First Secure Community Bank of Joliet. You are a name, not a number to us. Decisions are made locally, not in another state or nation. We are not just your bankers, we are your neighbors. And, we alert you to situations that you should be aware of. Such as the toxic critters described above. Or, last month, the sunspots that may fry us all. What other bank does that? So come and see us. We re waiting for you. Lock In for the Long Term! % 4.50% 23 Month CD 00000 APY 4.30% 33 Month CD $1000 minimum to open. Call for rates on shorter term CDs. [1st] FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank, we're your neighbor! Joliets Locally-Owned and Locally-Managed Billion Dollar Community Bank 2398 Essington Rd (Corner of Essington and Caton Farm Rd) (815) 230-8000 Visit 1stsecurebank.com MEMBER FDIC EQUAL LENGER 2.24% SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2024. $100 minimum. No maximum. *Annual Percentage Yield (APY) effective as of 06/06/24. APY and terms are subject to change at any time and without notice. Minimum balance to open and receive stated APY is $1,000. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. CDs will rollover at maturity to the then current rate, if not redeemed at maturity, as follows: the 23-month CD will rollover to a 24 month CD and the 33 month CD will rollover to a 36 month CD. Open to individuals and select business types (see a Banker for details). IRAs are eligible. "Annual Percentage Yield (APY) effective as of 1/1/24. Minimum Balance to open is $100.00. Fees may reduce earnings. Rate will not decrease through 12/31/24. After guaranteed date the race will be a variable rate and is subject to change at any time and without notice. Psycho Toxic Caterpillars & Cicadas on Rampage !! The Poisonous Critters are Just Getting Started . You know about the Cicadas . In grade school , you learned that they are really Cicadoidea of the suborder of Auchenorrhyncha of the order of Hemiptera . They are also the critters that are making a lot of noise these days . Its the male cicadas calling for females . They are only alive for a couple of months so the men ( cicadas ) want women ( cicadas ) . The females probably show up to tell them to tone the noise down . However , the male has other ideas . You know what happens next . Then the females lay their eggs in the bark of a tree . When the eggs hatch , the nymphs fall to the ground and burrow down into the soil . You know about caterpillars too . Or you may know them as Lepidoptera . Male and female butterfly's will get together and do the same thing as the cicadas . Then eggs are laid and hatch into caterpillars . The caterpillars eventually become butterflys . The adult butterfly life is just a short part of their life cycle . They are in the caterpillar stage for much longer . Thats the problem . We are at risk from a plague of toxic caterpillars and cicadas . I mean , this is really serious stuff . It starts with the caterpillars . Caterpillars have about 60,000 hairs on their body . The hairs of many caterpillars have become toxic . A human coming in contact with one little hair can cause nausea , vomiting , muscle cramps , ching and other maladies . So , how do the cicadas become toxic ? Well , the eggs of the butterfly and the eggs of the cicada may be deposited next to each other . When a caterpillar emerges from its egg and the nymph of the cicada emerges from its egg , the nymph receives the poison from the caterpillar and develops the same poisonous characteristics . So , the millions of cicadas that are crawling out of the ground now and the caterpillars hatching may be the beginning of the end of humanity . Such a plague has already spread Southeast England . In fact , there are 225 reports of caterpillars attacking people . So , since the end may be near , we might as well make the best of things while we can . That includes doing business with a locally owned community bank that actually appreciates your business . There is only one bank in the area that fits that description . It's First Secure Community Bank of Joliet . You are a name , not a number to us . Decisions are made locally , not in another state or nation . We are not just your bankers , we are your neighbors . And , we alert you to situations that you should be aware of . Such as the toxic critters described above . Or , last month , the sunspots that may fry us all . What other bank does that ? So come and see us . We re waiting for you . Lock In for the Long Term ! % 4.50 % 23 Month CD 00000 APY 4.30 % 33 Month CD $ 1000 minimum to open . Call for rates on shorter term CDs . [ 1st ] FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank , we're your neighbor ! Joliets Locally - Owned and Locally - Managed Billion Dollar Community Bank 2398 Essington Rd ( Corner of Essington and Caton Farm Rd ) ( 815 ) 230-8000 Visit 1stsecurebank.com MEMBER FDIC EQUAL LENGER 2.24 % SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2024 . $ 100 minimum . No maximum . * Annual Percentage Yield ( APY ) effective as of 06/06/24 . APY and terms are subject to change at any time and without notice . Minimum balance to open and receive stated APY is $ 1,000 . Substantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings . CDs will rollover at maturity to the then current rate , if not redeemed at maturity , as follows : the 23 - month CD will rollover to a 24 month CD and the 33 month CD will rollover to a 36 month CD . Open to individuals and select business types ( see a Banker for details ) . IRAs are eligible . " Annual Percentage Yield ( APY ) effective as of 1/1/24 . Minimum Balance to open is $ 100.00 . Fees may reduce earnings . Rate will not decrease through 12/31/24 . After guaranteed date the race will be a variable rate and is subject to change at any time and without notice .