17284905 RUSSIAN HACKERS ATTACK US BANKS Your Money Could Be Here Today... and Gone Tomorrow!! HAS YOUR ACCOUNT BEEN LOOTED? When the US started imposing sanctions on the Russians, government officials anticipated that there would be consequences. Mad Vlad would retaliate. And he has, Including cyberattacks against US banks. He claims that he has no control over the hackers in his country. Yeah, right. It's public knowledge that some large US banking institutions have been subject to frequent cyberattacks. When executives of some of the largest US banks were asked if there had been any successful cyberattacks from Russia against their banks, they all declined to comment on the record. One thing that the Russian hackers do is use malware to steal people's account numbers. They use this information to siphon off funds by sending wires from those accounts to criminals with accounts at other banks. One day you have money, the next day you don't. Your nest egg just flew the coop. Another goal is to disrupt American institutions. Rather than steal information, they make it disappear. A "worm" is imbedded and, at some predetermined time, it makes everything go poof. But even if you have never been looted by the Russians, SOME OF YOUR SS MAY HAVE GONE POOF ANYWAY. No, not by the Russian hackers. By your own bank through the fees that they assess you and then loot (deduct) from your account. When you open an account at any bank, there is a whole pile of papers that they ask you to sign. Do you read every word of every one of them? No, you don't. No one else does either. But, buried in the small print on page 4 of document #7, or something like that, is the list of fees that they hope to hose you for. And if you do something that was on the paper that you never read, a few bucks may disappear from your account. When that happens. do they write and tell you that they are taking your money? Probably not. They just deduct it from your account and hope that you don't notice. You work hard for your money. Whether it's the Russians or your own bank that loots the money from your account, the result is the same. Your money is gone. They've got it, you don't. That's why First Secure Community Bank of Joliet should be your bank. Our checking accounts are really free. We do have some charges for certain bank services. However, they are no more than, and usually less than, other banks in the area. And, we treat our customers like people, not numbers. In the 5 years that we have been open, we have established thousands of accounts for local customers. They have trusted us with almost $200 million of their money. If you join us, you could have more money in your account at the end of the month. And.... no Russian hacker has ever hacked into one of our customer accounts. 11 FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank, we're your neighbor! Joliet's Locally-Owned and Locally-Managed Billion Dollar Community Bank 2398 Essington Rd (Corner of Essington and Caton Farm Rd) (815) 230-8000 Visit 1stsecurebank.com MEMBER FDIC EQUAL THOUSING LENDER Monster CD Rates % 4.80 9 MONTH CD % 4.60 13 MONTH CD $1000 minimum to open Limited Time Only. 2.23% SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2023. $250 minimum. No maximum. *Annual Percentage Yield (APY) effective as of 1/11/23. Minimum Balance to open is $250.00. Fees may reduce earnings Rate is guaranteed until 12/31/23. After guaranteed date the rate will be a variable rate and is subject to change at any time and without notice. "Annual Percentage Yield (APY) effective as of 7/17/23. APY and terms are subject to change at any time and without notice. Minimum Balance to open and eam stated APY is $1,000. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Maximum per household $100,000. CDs will rollover at maturity to the then current rate, if not redeemed at maturity, as follows: the 13 month CD will rollover to a 12 month CD and the 9 month CD will roll over to a 6 month CD. 17284905 RUSSIAN HACKERS ATTACK US BANKS Your Money Could Be Here Today ... and Gone Tomorrow !! HAS YOUR ACCOUNT BEEN LOOTED ? When the US started imposing sanctions on the Russians , government officials anticipated that there would be consequences . Mad Vlad would retaliate . And he has , Including cyberattacks against US banks . He claims that he has no control over the hackers in his country . Yeah , right . It's public knowledge that some large US banking institutions have been subject to frequent cyberattacks . When executives of some of the largest US banks were asked if there had been any successful cyberattacks from Russia against their banks , they all declined to comment on the record . One thing that the Russian hackers do is use malware to steal people's account numbers . They use this information to siphon off funds by sending wires from those accounts to criminals with accounts at other banks . One day you have money , the next day you don't . Your nest egg just flew the coop . Another goal is to disrupt American institutions . Rather than steal information , they make it disappear . A " worm " is imbedded and , at some predetermined time , it makes everything go poof . But even if you have never been looted by the Russians , SOME OF YOUR SS MAY HAVE GONE POOF ANYWAY . No , not by the Russian hackers . By your own bank through the fees that they assess you and then loot ( deduct ) from your account . When you open an account at any bank , there is a whole pile of papers that they ask you to sign . Do you read every word of every one of them ? No , you don't . No one else does either . But , buried in the small print on page 4 of document # 7 , or something like that , is the list of fees that they hope to hose you for . And if you do something that was on the paper that you never read , a few bucks may disappear from your account . When that happens . do they write and tell you that they are taking your money ? Probably not . They just deduct it from your account and hope that you don't notice . You work hard for your money . Whether it's the Russians or your own bank that loots the money from your account , the result is the same . Your money is gone . They've got it , you don't . That's why First Secure Community Bank of Joliet should be your bank . Our checking accounts are really free . We do have some charges for certain bank services . However , they are no more than , and usually less than , other banks in the area . And , we treat our customers like people , not numbers . In the 5 years that we have been open , we have established thousands of accounts for local customers . They have trusted us with almost $ 200 million of their money . If you join us , you could have more money in your account at the end of the month . And .... no Russian hacker has ever hacked into one of our customer accounts . 11 FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank , we're your neighbor ! Joliet's Locally - Owned and Locally - Managed Billion Dollar Community Bank 2398 Essington Rd ( Corner of Essington and Caton Farm Rd ) ( 815 ) 230-8000 Visit 1stsecurebank.com MEMBER FDIC EQUAL THOUSING LENDER Monster CD Rates % 4.80 9 MONTH CD % 4.60 13 MONTH CD $ 1000 minimum to open Limited Time Only . 2.23 % SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2023 . $ 250 minimum . No maximum . * Annual Percentage Yield ( APY ) effective as of 1/11/23 . Minimum Balance to open is $ 250.00 . Fees may reduce earnings Rate is guaranteed until 12/31/23 . After guaranteed date the rate will be a variable rate and is subject to change at any time and without notice . " Annual Percentage Yield ( APY ) effective as of 7/17/23 . APY and terms are subject to change at any time and without notice . Minimum Balance to open and eam stated APY is $ 1,000 . Substantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings . Maximum per household $ 100,000 . CDs will rollover at maturity to the then current rate , if not redeemed at maturity , as follows : the 13 month CD will rollover to a 12 month CD and the 9 month CD will roll over to a 6 month CD .