MANKIND FACING EXTINCTION!! Deadly Viruses Coming? And you thought that Jurassic Park was just a movie Nearly everyone has seen at least one of the Jurassic Park movies. The first movie was good. We like the scene where the dinosaur eats the guy in the outhouse. But, typical Hollywood, the sequels were lousy. The storyline of the movie was that some scientists collected dinosaur DNA trapped for many centuries in Amber. Amber is fossilized tree sap. The sap leaks out of the tree and hardens trapping anything that is inside it including dino DNA. The scientists then did something with the DNA that grew new dinosaurs. Then, in animal fashion, the new dinosaurs ate some of the scientists. Currently, the weather on earth is getting warmer. And, it is melting the permafrost. There are viruses that have been frozen for thousands of years that are now being released as the ice melts. Humans don't have any immunity to these ancient viruses. And these potentially deadly pathogens are now entering the world. Last year, some scientists found a virus that came back to life after being frozen for 48,500 years in the Siberian permafrost. What does this mean? Think about the bubonic plague. Spanish flu. Covid. As these viruses in the ice thaw out and enter the atmosphere, you never know what's going to happen. Some scientists say that it's just a matter of time before a plague from a thawed out virus attacks civilization. We don't know. We're bankers, not scientists. But, as local community bankers, we know that people want to be treated fairly and as people, not numbers. We know that most people want to, when they have an issue, talk to a decision maker. We know that most people would rather patronize a home town business rather than one from out of the area or out of state. We are the Joliet area's ONLY locally owned, locally managed, community bank. And, we keep an eye out for our Joliet area neighbors. No other bank has warned you about the viruses in the melting permafrost ..... but we did. st FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank, we're your neighbor! Joliet's Locally-Owned and Locally-Managed Billion Dollar Community Bank 2398 Essington Rd (Corner of Essington and Caton Farm Rd) (815) 230-8000 Visit 1stsecurebank.com MEMBER FDIC EQUAL HOUSING LENDER Monster CD Rates 4.80% 9 MONTH CD % APY" 4.60 13 MONTH CD $1000 minimum to open Limited Time Only. 2.23% SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2023. $250 minimum. No maximum. *Annual Percentage Yield (APY) effective as of 1/11/23. Minimum Balance to open is $250.00. Fees may reduce earnings. Rate is guaranteed until 12/31/23. After guaranteed date the rate will be a variable rate and is subject to change at any time and without notice. "Annual Percentage Yield (APY) effective as of 7/17/23. APY and terms are subject to change at any time and without notice. Minimum Balance to open and earn stated APY is $1,000. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Maximum per household $100,000. CDs will rollover at maturity to the then current rate, if not redeemed at maturity, as follows: the 13 month CD will rollover to a 12 month CD and the 9 month CD will roll over to a 6 month CD. MANKIND FACING EXTINCTION !! Deadly Viruses Coming ? And you thought that Jurassic Park was just a movie Nearly everyone has seen at least one of the Jurassic Park movies . The first movie was good . We like the scene where the dinosaur eats the guy in the outhouse . But , typical Hollywood , the sequels were lousy . The storyline of the movie was that some scientists collected dinosaur DNA trapped for many centuries in Amber . Amber is fossilized tree sap . The sap leaks out of the tree and hardens trapping anything that is inside it including dino DNA . The scientists then did something with the DNA that grew new dinosaurs . Then , in animal fashion , the new dinosaurs ate some of the scientists . Currently , the weather on earth is getting warmer . And , it is melting the permafrost . There are viruses that have been frozen for thousands of years that are now being released as the ice melts . Humans don't have any immunity to these ancient viruses . And these potentially deadly pathogens are now entering the world . Last year , some scientists found a virus that came back to life after being frozen for 48,500 years in the Siberian permafrost . What does this mean ? Think about the bubonic plague . Spanish flu . Covid . As these viruses in the ice thaw out and enter the atmosphere , you never know what's going to happen . Some scientists say that it's just a matter of time before a plague from a thawed out virus attacks civilization . We don't know . We're bankers , not scientists . But , as local community bankers , we know that people want to be treated fairly and as people , not numbers . We know that most people want to , when they have an issue , talk to a decision maker . We know that most people would rather patronize a home town business rather than one from out of the area or out of state . We are the Joliet area's ONLY locally owned , locally managed , community bank . And , we keep an eye out for our Joliet area neighbors . No other bank has warned you about the viruses in the melting permafrost ..... but we did . st FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank , we're your neighbor ! Joliet's Locally - Owned and Locally - Managed Billion Dollar Community Bank 2398 Essington Rd ( Corner of Essington and Caton Farm Rd ) ( 815 ) 230-8000 Visit 1stsecurebank.com MEMBER FDIC EQUAL HOUSING LENDER Monster CD Rates 4.80 % 9 MONTH CD % APY " 4.60 13 MONTH CD $ 1000 minimum to open Limited Time Only . 2.23 % SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2023 . $ 250 minimum . No maximum . * Annual Percentage Yield ( APY ) effective as of 1/11/23 . Minimum Balance to open is $ 250.00 . Fees may reduce earnings . Rate is guaranteed until 12/31/23 . After guaranteed date the rate will be a variable rate and is subject to change at any time and without notice . " Annual Percentage Yield ( APY ) effective as of 7/17/23 . APY and terms are subject to change at any time and without notice . Minimum Balance to open and earn stated APY is $ 1,000 . Substantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings . Maximum per household $ 100,000 . CDs will rollover at maturity to the then current rate , if not redeemed at maturity , as follows : the 13 month CD will rollover to a 12 month CD and the 9 month CD will roll over to a 6 month CD .