DISAPPEARED!!! Did the Martians Do It? Here Today, Gone Tomorrow.... Pfft! There are things that disappear.... and then there are things that disappear. Take a pen, for example. Everyone has pens. But, when it's time to write something, you can't find your pen. Is that the result of some nefarious force taking your pen? No, it's probably because you laid it somewhere and forgot to pick it back up. Monster CD Rates How about other things, like people. Some people just disappear because they want to. It's usually because a police officer or divorce lawyer is looking for them. On the other hand, there are people who disappear for a while and then show up again. Some of those claim that they were taken aboard a flying saucer and were mistreated by men (or women) from Mars. Aaaa...Okay. And then there are people that don't talk about flying saucers but act like they are from another planet anyway. There seems to be a lot more of those these days. 1.50% 35 Month CD $1000 minimum to open What else disappears? Banks. Yes, banks. There was a bank on Essington Road a few blocks from First Secure Community Bank that disappeared several days ago. The building didn't disappear. But the people and bank stuff inside disappeared. And their customers? Well, they're out of luck. Unless they want to drive to another city where there is another branch. Other banks disappear too. Maybe not the bank stuff but the name disappears. They are taken over by another bank. And although the name changes, they tell their customers that nothing else will change. Then, pretty soon, things change. The service changes. There are new fees. And what the employees used to do for their customers, they can't do anymore. And pretty soon, those employees leave also and strange new people take over. 1.05% 25 Month CD $1000 minimum to open So why do things change when the name of a bank changes? Because the big takeoverer banks have a different business plan than the smaller takeoveree banks. They favor their big customers. A big customer of a small bank can be a small customer of a big bank. They want to make a profit on each customer. That's why many of the big banks charge a fee if your checking account falls below a certain amount. If you pay it, they make money. If you close your account and leave, they don't care because they don't make money on small balance accounts anyway. 0.75 So what happens to the employees of the takeoveree bank? Eventually, they leave the big bank and come to work at a community bank where they can actually take care of customers. If you want proof, just stop in at First Secure in Joliet. Most all of our employees came from other banks in town that were taken over by big banks. And, most of our customers came to First Secure after getting aggravated at their big bank. So why wait until you get aggravated at your bank that's being taken over. Move your banking to us now and save yourself the aggravation. 13 Month CD $1000 minimum to open Limited Time Only. Joliet's Locally-Owned and Locally-Managed Billion Dollar Community Bank 2398 Essington Rd FIRST SECURE (Corner of Essington and Caton Farm Rd) (815) 230-8000 Visit 1stsecurebank.com COMMUNITY BANK OF JOLIET MEMBIA EQUAL We're not just your bank, we're your neighbor! FDIC HOUSING LENDER *Annual Percentage Yield (APY) effective as of 5/23/22 and terms are subject to change at anytime and without notice. Minimum balance to open and earn stated APY is $1,000. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. APY DISAPPEARED !!! Did the Martians Do It ? Here Today , Gone Tomorrow .... Pfft ! There are things that disappear .... and then there are things that disappear . Take a pen , for example . Everyone has pens . But , when it's time to write something , you can't find your pen . Is that the result of some nefarious force taking your pen ? No , it's probably because you laid it somewhere and forgot to pick it back up . Monster CD Rates How about other things , like people . Some people just disappear because they want to . It's usually because a police officer or divorce lawyer is looking for them . On the other hand , there are people who disappear for a while and then show up again . Some of those claim that they were taken aboard a flying saucer and were mistreated by men ( or women ) from Mars . Aaaa ... Okay . And then there are people that don't talk about flying saucers but act like they are from another planet anyway . There seems to be a lot more of those these days . 1.50 % 35 Month CD $ 1000 minimum to open What else disappears ? Banks . Yes , banks . There was a bank on Essington Road a few blocks from First Secure Community Bank that disappeared several days ago . The building didn't disappear . But the people and bank stuff inside disappeared . And their customers ? Well , they're out of luck . Unless they want to drive to another city where there is another branch . Other banks disappear too . Maybe not the bank stuff but the name disappears . They are taken over by another bank . And although the name changes , they tell their customers that nothing else will change . Then , pretty soon , things change . The service changes . There are new fees . And what the employees used to do for their customers , they can't do anymore . And pretty soon , those employees leave also and strange new people take over . 1.05 % 25 Month CD $ 1000 minimum to open So why do things change when the name of a bank changes ? Because the big takeoverer banks have a different business plan than the smaller takeoveree banks . They favor their big customers . A big customer of a small bank can be a small customer of a big bank . They want to make a profit on each customer . That's why many of the big banks charge a fee if your checking account falls below a certain amount . If you pay it , they make money . If you close your account and leave , they don't care because they don't make money on small balance accounts anyway . 0.75 So what happens to the employees of the takeoveree bank ? Eventually , they leave the big bank and come to work at a community bank where they can actually take care of customers . If you want proof , just stop in at First Secure in Joliet . Most all of our employees came from other banks in town that were taken over by big banks . And , most of our customers came to First Secure after getting aggravated at their big bank . So why wait until you get aggravated at your bank that's being taken over . Move your banking to us now and save yourself the aggravation . 13 Month CD $ 1000 minimum to open Limited Time Only . Joliet's Locally - Owned and Locally - Managed Billion Dollar Community Bank 2398 Essington Rd FIRST SECURE ( Corner of Essington and Caton Farm Rd ) ( 815 ) 230-8000 Visit 1stsecurebank.com COMMUNITY BANK OF JOLIET MEMBIA EQUAL We're not just your bank , we're your neighbor ! FDIC HOUSING LENDER * Annual Percentage Yield ( APY ) effective as of 5/23/22 and terms are subject to change at anytime and without notice . Minimum balance to open and earn stated APY is $ 1,000 . Substantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings . APY