Big Bank Virus Cured! Big Bank Virus Solved. There is a nasty virus going around. It's upsetting. Its debilitating. You are fine one day and then... Whammo..it zaps you the next day. It feels like being hit by a truck going 90 miles per hour. Unlike another virus that is in the news these days, this virus has a cure. It only depends on how soon the victim takes the cure. It is called the "Big Bank Virus" It's been around for some time. But it's getting worse. Much worse. It happens when a big bank buys a little bank. You've done business with the little bank for a long time. They know you. You know them. You feel comfortable there. Then they sell to a big bank. The big bank sends all of the customers a letter saying that nothing is going to change. Then everything changes. Monster CD Rates There are some symptoms that will tell you if you have the Big Bank Virus. You do if you have a question about your account and are referred to a call center located somewhere this side of Siberia. Your call is answered by a machine. You then punch 1,2 or 3 several times per the machine's instructions and finally you are placed in line to talk to a real person.. maybe. After another 10 minutes on hold and being told every 30 seconds that your call is important, a real person answers. The real person takes another 5 minutes to ask you questions to prove that you are really you. Then you tell them why you called in the first place, if you even remember. If you had the same question about your account at a little bank, you can call the little bank directly and they will answer it for you in less time that you would spend pushing buttons for the machine at the big bank call center. 13-Month 0.75% APY' 25-Month 1.00% APY' $1,000 Minimum How about if you are in business? You have an opportunity to buy an asset at a cheap price, but you need to come up with the purchase price quickly. If you are known and go to a small bank, they can probably have a check for you in a couple of days. If you go to a big bank, they will probably have a check for you in a couple of months because it needs to go to 3 committees and be signed off on by everyone but the night janitor. We make PPP Loans The real question is, if you have the Big Bank Virus, why are you still at the big bank? First Secure Community Bank of Joliet is Joliet's locally owned, locally managed, bank. We have some of the best and most experienced bankers in town. The photos below are just some of the fine professionals that will help you. So, to cure the virus, come in a see us. We're waiting for you. (SBA Paycheck Protection Program) Call 815.230.8000 today for complete details Steve Jamnik Sam Gersman Cheryl Bechard Brandy Robbins John Mendoza Dean Baselon LOBBY IS OPEN DURING NORMAL BUSINESS HOURS FIRST SECURE Joliets locally-owned locally managed community bank! 2398 Essington Rd., Joliet, IL 60435 COMMUNITY BANK OF (Corner of Essington and Caton Farm Rd.) st 815.230.8000 JOLIET Member FDIC www.1stsecurebank.com We're not just your bank, we're your neighbor (1 Annual Percentage Yield APY) eftective as of 07/06/20. Terms are subject to change at any time and without notics. Minimum balance to open and ean stated APY is $1.000. Substansal penaity for early withdrawal An earty withdrawal peralty may reduce oarnings. Member FDIC. Big Bank Virus Cured! Big Bank Virus Solved. There is a nasty virus going around. It's upsetting. Its debilitating. You are fine one day and then... Whammo..it zaps you the next day. It feels like being hit by a truck going 90 miles per hour. Unlike another virus that is in the news these days, this virus has a cure. It only depends on how soon the victim takes the cure. It is called the "Big Bank Virus" It's been around for some time. But it's getting worse. Much worse. It happens when a big bank buys a little bank. You've done business with the little bank for a long time. They know you. You know them. You feel comfortable there. Then they sell to a big bank. The big bank sends all of the customers a letter saying that nothing is going to change. Then everything changes. Monster CD Rates There are some symptoms that will tell you if you have the Big Bank Virus. You do if you have a question about your account and are referred to a call center located somewhere this side of Siberia. Your call is answered by a machine. You then punch 1,2 or 3 several times per the machine's instructions and finally you are placed in line to talk to a real person.. maybe. After another 10 minutes on hold and being told every 30 seconds that your call is important, a real person answers. The real person takes another 5 minutes to ask you questions to prove that you are really you. Then you tell them why you called in the first place, if you even remember. If you had the same question about your account at a little bank, you can call the little bank directly and they will answer it for you in less time that you would spend pushing buttons for the machine at the big bank call center. 13-Month 0.75% APY' 25-Month 1.00% APY' $1,000 Minimum How about if you are in business? You have an opportunity to buy an asset at a cheap price, but you need to come up with the purchase price quickly. If you are known and go to a small bank, they can probably have a check for you in a couple of days. If you go to a big bank, they will probably have a check for you in a couple of months because it needs to go to 3 committees and be signed off on by everyone but the night janitor. We make PPP Loans The real question is, if you have the Big Bank Virus, why are you still at the big bank? First Secure Community Bank of Joliet is Joliet's locally owned, locally managed, bank. We have some of the best and most experienced bankers in town. The photos below are just some of the fine professionals that will help you. So, to cure the virus, come in a see us. We're waiting for you. (SBA Paycheck Protection Program) Call 815.230.8000 today for complete details Steve Jamnik Sam Gersman Cheryl Bechard Brandy Robbins John Mendoza Dean Baselon LOBBY IS OPEN DURING NORMAL BUSINESS HOURS FIRST SECURE Joliets locally-owned locally managed community bank! 2398 Essington Rd., Joliet, IL 60435 COMMUNITY BANK OF (Corner of Essington and Caton Farm Rd.) st 815.230.8000 JOLIET Member FDIC www.1stsecurebank.com We're not just your bank, we're your neighbor (1 Annual Percentage Yield APY) eftective as of 07/06/20. Terms are subject to change at any time and without notics. Minimum balance to open and ean stated APY is $1.000. Substansal penaity for early withdrawal An earty withdrawal peralty may reduce oarnings. Member FDIC.