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    April 10, 2020
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Deja Vu Again . and Again .and Again . and Again Home of MONSTER CD Rates! CD Special! 13-Month CD1 1.30% APY* Mr. C Mr. D $1,000 Minimum HISTORY REPEATS ITSELF Once again, we are hiring more outstanding local bankers. So why are we calling them Mr. C and Mr. D? It's because we previously used Mr. or Ms. X, Y, , A, and B for other local outstanding bankers that previously joined the First Secure Community Bank (and are still here.) FREE Checking Account So what about Mr. Cand Mr. D.? They'll be joining us soon. Their story is the same as most of the other people that we have hired in the past couple of years. They worked for a community bank that was taken over by a big bank. Then things changed. They couldn't take care of their customers in the way that they wanted. They needed to call someone that they've never met a long distance away to get permission to do most anything that they could previously have done on their own. They couldn't even go out and buy a big package of toilet paper rolls for use at their bank. It needed to be requisi- tioned through Central Purchasing. I sure hope that their Central Purchasing was successful because . No minimum balance required No monthly service fee FREE debit card FREE online and mobile banking FREE coin counting $100 minimum opening deposit FREE Bill Pay Unlimited transactions Monthly statements (Paper or electronic, your choice!) Our Joliet area bankers know many of the other Joliet area bankers that work for the other Joliet area banks. Over the last 22 months that we have been open, we noticed a pattern. It seems like all of the bankers in this vicinity fall into one of three categories: 1) Bankers that currently work for First Secure Bank. 2) Bankers that work for other banks that would like to work for First Secure Bank 3) (Former) Bankers currently inhabiting Woodlawn, Elmhurst, Hills of Rest or other such venues. If you are reading this, it is a fair statement to say that you are not inhabiting Wood- lawn, Elmhurst or Hills of Rest. So then, what kind of bank do you want to do business with? A big bank where you are a number or a bank that actually looks at you as a person. A bank owned by who knows who residing in who knows where or a bank that is locally owned and managed. Personal service is why we have been so successful in the 22 months that we have been open. So why not move your account to a bank where you will actually be appreciated. And . If you open an account and are really in need, we might even give you a free roll of toilet paper. Looking for a low cost mortgage or ready to refinance your existing home? Call Cheryl Today! Cheryl Bechard Vice President Residential Lending 815.230.8009 | NMLS# 412709 First Secure Community Bank NMLS #831754 FIRST SECURE 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) Jolie's locally-owned, locally-managed community bank! COMMUNITY BANK OF JOLIET 815.230.8000 www.1stsecurebank.com FDIC "Annual Percentage Yield (APY) effective as of 3/16/20 and terms are subject to change at anytime and without notice. Minimum balance to open and earn stated APY is $1,000. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Member FDIC Deja Vu Again . and Again .and Again . and Again Home of MONSTER CD Rates! CD Special! 13-Month CD1 1.30% APY* Mr. C Mr. D $1,000 Minimum HISTORY REPEATS ITSELF Once again, we are hiring more outstanding local bankers. So why are we calling them Mr. C and Mr. D? It's because we previously used Mr. or Ms. X, Y, , A, and B for other local outstanding bankers that previously joined the First Secure Community Bank (and are still here.) FREE Checking Account So what about Mr. Cand Mr. D.? They'll be joining us soon. Their story is the same as most of the other people that we have hired in the past couple of years. They worked for a community bank that was taken over by a big bank. Then things changed. They couldn't take care of their customers in the way that they wanted. They needed to call someone that they've never met a long distance away to get permission to do most anything that they could previously have done on their own. They couldn't even go out and buy a big package of toilet paper rolls for use at their bank. It needed to be requisi- tioned through Central Purchasing. I sure hope that their Central Purchasing was successful because . No minimum balance required No monthly service fee FREE debit card FREE online and mobile banking FREE coin counting $100 minimum opening deposit FREE Bill Pay Unlimited transactions Monthly statements (Paper or electronic, your choice!) Our Joliet area bankers know many of the other Joliet area bankers that work for the other Joliet area banks. Over the last 22 months that we have been open, we noticed a pattern. It seems like all of the bankers in this vicinity fall into one of three categories: 1) Bankers that currently work for First Secure Bank. 2) Bankers that work for other banks that would like to work for First Secure Bank 3) (Former) Bankers currently inhabiting Woodlawn, Elmhurst, Hills of Rest or other such venues. If you are reading this, it is a fair statement to say that you are not inhabiting Wood- lawn, Elmhurst or Hills of Rest. So then, what kind of bank do you want to do business with? A big bank where you are a number or a bank that actually looks at you as a person. A bank owned by who knows who residing in who knows where or a bank that is locally owned and managed. Personal service is why we have been so successful in the 22 months that we have been open. So why not move your account to a bank where you will actually be appreciated. And . If you open an account and are really in need, we might even give you a free roll of toilet paper. Looking for a low cost mortgage or ready to refinance your existing home? Call Cheryl Today! Cheryl Bechard Vice President Residential Lending 815.230.8009 | NMLS# 412709 First Secure Community Bank NMLS #831754 FIRST SECURE 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) Jolie's locally-owned, locally-managed community bank! COMMUNITY BANK OF JOLIET 815.230.8000 www.1stsecurebank.com FDIC "Annual Percentage Yield (APY) effective as of 3/16/20 and terms are subject to change at anytime and without notice. Minimum balance to open and earn stated APY is $1,000. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Member FDIC