IS YOUR BANK.. or a Santa Claus Grinch? You be da judge.. Everybody likes Santa Claus. Especially kids. Why? Because Santa gives them presents. Free stuff. At least free for the kids. But how about a Grinch? What is a Grinch? According to the internet, a Grinch is "a party pooper, spoilsport, killjoy and a wet blanket." And if it's on the internet, it's gotta be true. Now let's see how banks fit into these descriptions. First Secure Bank has a holiday party every year for its customers. All of our customers, no matter how big or how small. Free food and beverages. And entertainment. Every customer gets an invite. First Secure is a party pleaser, not a party pooper. But how about your bank? Did you receive an invite to a party with free food and beverages? No? Hmm. Well, they can't be a party pooper because they don't even have a party. But how about the pooper part? Well, you can be the judge of what they are doing on you with their high fees and impersonal service. Santa rides around in a sleigh and drops down chimneys. Every chimney in the community. Just like First Secure Bank. First Secure has several free events every year for the entire community. Hundreds attend our FREE shred days. Some are customers, some are not. Doesn't matter. And every December, we have FREE Pet Pictures with Santa. You don't need to be a customer. Just bring in Rover or Kitty and walk out with a free pic. In fact, you can bring any animal that doesn't eat people for a free photo with Santa. Even those little yippy dogs that never stop barking. Now what does your bank do for the community? Can't think of anything? Well, they take your money and lend it out to their customers in other cities and states. Because that's where they are headquartered at. Bunch of killjoys. So do you want to do your banking with a Santa bank or a Grinch bank? If you like the idea of a bank that is owned and managed by people in the community, it's First Secure. If you like the idea of a bank that actually shows its appreciation to its customers and the community, it's First Secure. So, come on in. We're waiting for you. And, you'll receive invites to our customer-only free stuff next year. FREE Pet Pictures with Santa Claus Saturday, December 13 10am - 1pm Bring in your pet to our Joliet banking center. Everyone Welcome! Available to both customers and non-customers. st FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank, we're your neighbor! Joliet's Locally-Owned and Locally-Managed Billion Dollar Community Bank 2398 Essington Rd (Corner of Essington and Caton Farm Rd) (815) 230-8000 Visit 1stsecurebank.com MEMBER EQUAL FDIC HOUSING LENDER 3.75% 7 Month CD 3.50% 13 Month CD $2500 minimum to open. 1 - Annual Percentage Yield (APY) effective as of 6/16/25. APY and terms are subject to change at any time and without notice. Minimum balance to open and receive stated APY is $2500. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Maximum per household $500,000. CDs will rollover at maturity to the then current rate, if not redeemed at maturity, as follows: the 7 month CD will rollover to a 6 month CD and the 13 month CD will rollover to a 12 month CD. IS YOUR BANK .. or a Santa Claus Grinch ? You be da judge .. Everybody likes Santa Claus . Especially kids . Why ? Because Santa gives them presents . Free stuff . At least free for the kids . But how about a Grinch ? What is a Grinch ? According to the internet , a Grinch is " a party pooper , spoilsport , killjoy and a wet blanket . " And if it's on the internet , it's gotta be true . Now let's see how banks fit into these descriptions . First Secure Bank has a holiday party every year for its customers . All of our customers , no matter how big or how small . Free food and beverages . And entertainment . Every customer gets an invite . First Secure is a party pleaser , not a party pooper . But how about your bank ? Did you receive an invite to a party with free food and beverages ? No ? Hmm . Well , they can't be a party pooper because they don't even have a party . But how about the pooper part ? Well , you can be the judge of what they are doing on you with their high fees and impersonal service . Santa rides around in a sleigh and drops down chimneys . Every chimney in the community . Just like First Secure Bank . First Secure has several free events every year for the entire community . Hundreds attend our FREE shred days . Some are customers , some are not . Doesn't matter . And every December , we have FREE Pet Pictures with Santa . You don't need to be a customer . Just bring in Rover or Kitty and walk out with a free pic . In fact , you can bring any animal that doesn't eat people for a free photo with Santa . Even those little yippy dogs that never stop barking . Now what does your bank do for the community ? Can't think of anything ? Well , they take your money and lend it out to their customers in other cities and states . Because that's where they are headquartered at . Bunch of killjoys . So do you want to do your banking with a Santa bank or a Grinch bank ? If you like the idea of a bank that is owned and managed by people in the community , it's First Secure . If you like the idea of a bank that actually shows its appreciation to its customers and the community , it's First Secure . So , come on in . We're waiting for you . And , you'll receive invites to our customer - only free stuff next year . FREE Pet Pictures with Santa Claus Saturday , December 13 10am - 1pm Bring in your pet to our Joliet banking center . Everyone Welcome ! Available to both customers and non - customers . st FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank , we're your neighbor ! Joliet's Locally - Owned and Locally - Managed Billion Dollar Community Bank 2398 Essington Rd ( Corner of Essington and Caton Farm Rd ) ( 815 ) 230-8000 Visit 1stsecurebank.com MEMBER EQUAL FDIC HOUSING LENDER 3.75 % 7 Month CD 3.50 % 13 Month CD $ 2500 minimum to open . 1 - Annual Percentage Yield ( APY ) effective as of 6/16/25 . APY and terms are subject to change at any time and without notice . Minimum balance to open and receive stated APY is $ 2500 . Substantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings . Maximum per household $ 500,000 . CDs will rollover at maturity to the then current rate , if not redeemed at maturity , as follows : the 7 month CD will rollover to a 6 month CD and the 13 month CD will rollover to a 12 month CD .