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    March 5, 2022
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You may have more value in your home than you realize. Turn Your Wish List Into a Reality With a Home Equity Line of credit, you can tackle those big projects and plans. Take advantage of your increased market value and save big with our low interest rate Home Equity Line of Credit (HELOC) for a whole year! Access to your money is easy and our home equity line of credit is flexible to fit your specific needs. Home Improvements & Repairs Debt Consolidation Tuition Your home's value may be the key to an affordable HELOC. Extra Cash for Emergencies Learn More. Contact Us. *2.99% Intro Rate APR 12 months 10 year term Contact Gina Persiani at TOWN G.Persiani@Towncenterbank.net (815) 463-7040 CENTER BANK TownCenterBank.com *Disclaimer: Compieted applications must be submited by 05/14/2022 to be eligible for this ofter. New lines of crecit only. Ha borrower bas had a HELOC within the last 36 months, the promo rate wil not apply. eniess tey sold that property and bought a new one. Inoreases on exsing home ecuty lires of credit are sot eligbie. New households only. Prinary residences only One per customer per property. The Aanual Percentage Rates (APRS) are accurate as of 214/2022. The totai term of the Home Equity Line of Credit (HELOC) is 120 morths. For he ile of the line. the "Draw Period". the APR is a varasle rate based on an index of the highest Prime Rate reporled in the Money Rates section of the Wal Steel Journa (he "WSJ Prine), pus a margin based on the amount of the line. However. for the first 12 months trom the date of the loan there is an introductory rate based on the WSJ Prine even, foating For the remaining 108 monsha the terms wi be as folows. On 214/2022, the WSJ Prime Rate was 3.25% resuting n the following APRS: $25,000.00 - $150,000 4 00% (Pime + 75%). $150.001.00 - $250,000.00:375% (Prime + 50N). S250.001.00 and upwards. 3.50% (Prime + 25N The minimum APR is 3 50% (ater the introductory period) and the maximum APR is 18.00%. Rates wil change on the tst day of the statement cycie following a Prime Rate change. Interest oniy mirimum payments required daring the Draw Perioc There is an arrual fee of S50. but it will be waved for the frst year Offer applies to lines secured by owner occupied. one-to four-famly residences wth a marmut of 80% Loan to Value (LTV Offer is not avalable for purchase money ioans. Property insurance required and food insurance may be required. Consut a tax advisor reganding the deductibility of interest. An early termiration fee of $500.00 wil be charged daccount is closed within 36 months of the lon date. There may be certain thied party fees for entries such as appraisers, credtreporting frms, and government agencies to open the account which gererally total between $0.00 and $1.700.00. Pricing shown assmes borrower meets underur ting guidelines, otherwise a higher APR may asply. or crecit may not be avalable. See your lean offcer for deta s. Offer sutjest lochange without eotice Offer expires 514/2022 ember FDIC You may have more value in your home than you realize. Turn Your Wish List Into a Reality With a Home Equity Line of credit, you can tackle those big projects and plans. Take advantage of your increased market value and save big with our low interest rate Home Equity Line of Credit (HELOC) for a whole year! Access to your money is easy and our home equity line of credit is flexible to fit your specific needs. Home Improvements & Repairs Debt Consolidation Tuition Your home's value may be the key to an affordable HELOC. Extra Cash for Emergencies Learn More. Contact Us. *2.99% Intro Rate APR 12 months 10 year term Contact Gina Persiani at TOWN G.Persiani@Towncenterbank.net (815) 463-7040 CENTER BANK TownCenterBank.com *Disclaimer: Compieted applications must be submited by 05/14/2022 to be eligible for this ofter. New lines of crecit only. Ha borrower bas had a HELOC within the last 36 months, the promo rate wil not apply. eniess tey sold that property and bought a new one. Inoreases on exsing home ecuty lires of credit are sot eligbie. New households only. Prinary residences only One per customer per property. The Aanual Percentage Rates (APRS) are accurate as of 214/2022. The totai term of the Home Equity Line of Credit (HELOC) is 120 morths. For he ile of the line. the "Draw Period". the APR is a varasle rate based on an index of the highest Prime Rate reporled in the Money Rates section of the Wal Steel Journa (he "WSJ Prine), pus a margin based on the amount of the line. However. for the first 12 months trom the date of the loan there is an introductory rate based on the WSJ Prine even, foating For the remaining 108 monsha the terms wi be as folows. On 214/2022, the WSJ Prime Rate was 3.25% resuting n the following APRS: $25,000.00 - $150,000 4 00% (Pime + 75%). $150.001.00 - $250,000.00:375% (Prime + 50N). S250.001.00 and upwards. 3.50% (Prime + 25N The minimum APR is 3 50% (ater the introductory period) and the maximum APR is 18.00%. Rates wil change on the tst day of the statement cycie following a Prime Rate change. Interest oniy mirimum payments required daring the Draw Perioc There is an arrual fee of S50. but it will be waved for the frst year Offer applies to lines secured by owner occupied. one-to four-famly residences wth a marmut of 80% Loan to Value (LTV Offer is not avalable for purchase money ioans. Property insurance required and food insurance may be required. Consut a tax advisor reganding the deductibility of interest. An early termiration fee of $500.00 wil be charged daccount is closed within 36 months of the lon date. There may be certain thied party fees for entries such as appraisers, credtreporting frms, and government agencies to open the account which gererally total between $0.00 and $1.700.00. Pricing shown assmes borrower meets underur ting guidelines, otherwise a higher APR may asply. or crecit may not be avalable. See your lean offcer for deta s. Offer sutjest lochange without eotice Offer expires 514/2022 ember FDIC