Huge Solar Storm to Devastate Earth!! The Sun may zap us... or at least our electronic stuff! So whats a solar storm? Firstly, solar means that we are talking about the sun. You know, that bright thing in the sky during the day. Sometimes. Anyway, you can't see them but there are flares that are propelled out from the sun. They are caused when energy stored in magnetic fields above sunspots erupt and shoot the blobs of plasma into space. These blobs are bright and hot and release large amounts of radiation while emitting powerful electromagnetic pulses. Not good. There are actually solar storm cycles that have been recorded since 1755. The current solar cycle is expected to peak in 2025. That's next year. While it may not have been a major problem in the past, experts now are panicking. This is because the current cycle has ramped up much faster than previously and there are many more sunspots than before. A solar physicist at University College London (that's in England) predicts that a giant flare radiating from the sun and toward the earth could spell our doom. We could all be fried by the heat and radiation. Or, the electromagnetic pulses will destroy anything electric or electronic. Even if we humans survive the heat and radiation, we ll be back in the stone age. So what can you do to keep this from happening?.... Nothing.... If it happens, it happens. But, in the event that humanity is not completely destroyed, you should have a plan. Like any good plan, you need to consider all possibilities. Possibility #1 - The solar flares do not fry us or push us back to living in caves. Then you should get the best return that you can for your investments. We suggest that you invest into one of our monster rate CD's of 9 or 13 months.. Possibility #2 - The solar flares do not fry us but do create havoc with our electronic stuff. Then, you'd better have some cash to pay for things as electronic bill pay will not be available for a while. We suggest that you invest your hard earned money into one of our 2.24% savings accounts. Since humanity will have several days notice prior to the flare zapping us, you can withdraw your money immediately and bury it in your backyard until you need it. Possibility #3 - Hedge your bet. Put some of your money into a guaranteed yield savings account and the rest into monster rate CD's. Regardless of which strategy you choose, you should do your banking with a community bank. First Secure Community Bank of Joliet is the only Joliet owned, locally managed community bank. And, the only bank that warned you about the upcoming solar storm. Come and see us. We're waiting for you. Joliets Locally-Owned and Locally-Managed Billion Dollar Community Bank 2398 Essington Rd (Corner of Essington and Caton Farm Rd) (815) 230-8000 FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank, we're your neighbor! Visit 1stsecurebank.com EQUAL HOUSING LENDER FDIC 4.65 9 Month CD 4.50 13 Month CD $1000 minimum to open. APY % 2.24% SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2024. $100 minimum. No maximum. "Annual Percentage Yield (APY) effective as of 1/23/24. APY and terms are subject to change at any time and without notice. Minimum Balance to open and earn stated APY is $1,000. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Maximum deposit per household $500,000. CDs will rollover at maturity to the then current rate, if not redeemed at maturity, as follows: the 9 month CD will rollover to a 6 month CD, and the 13 month CD will rollover to a 12 month CD. "Annual Percentage Yield (APY) effective as of 1/1/24. Minimum Balance to open is $100.00. Fees may reduce earnings. Rate will not decrease through 12/31/24. After guaranteed date the rate will be a variable rate and is subject to change at any time and without notice. Huge Solar Storm to Devastate Earth !! The Sun may zap us ... or at least our electronic stuff ! So whats a solar storm ? Firstly , solar means that we are talking about the sun . You know , that bright thing in the sky during the day . Sometimes . Anyway , you can't see them but there are flares that are propelled out from the sun . They are caused when energy stored in magnetic fields above sunspots erupt and shoot the blobs of plasma into space . These blobs are bright and hot and release large amounts of radiation while emitting powerful electromagnetic pulses . Not good . There are actually solar storm cycles that have been recorded since 1755. The current solar cycle is expected to peak in 2025. That's next year . While it may not have been a major problem in the past , experts now are panicking . This is because the current cycle has ramped up much faster than previously and there are many more sunspots than before . A solar physicist at University College London ( that's in England ) predicts that a giant flare radiating from the sun and toward the earth could spell our doom . We could all be fried by the heat and radiation . Or , the electromagnetic pulses will destroy anything electric or electronic . Even if we humans survive the heat and radiation , we ll be back in the stone age . So what can you do to keep this from happening ? .... Nothing .... If it happens , it happens . But , in the event that humanity is not completely destroyed , you should have a plan . Like any good plan , you need to consider all possibilities . Possibility # 1 - The solar flares do not fry us or push us back to living in caves . Then you should get the best return that you can for your investments . We suggest that you invest into one of our monster rate CD's of 9 or 13 months .. Possibility # 2 - The solar flares do not fry us but do create havoc with our electronic stuff . Then , you'd better have some cash to pay for things as electronic bill pay will not be available for a while . We suggest that you invest your hard earned money into one of our 2.24 % savings accounts . Since humanity will have several days notice prior to the flare zapping us , you can withdraw your money immediately and bury it in your backyard until you need it . Possibility # 3 - Hedge your bet . Put some of your money into a guaranteed yield savings account and the rest into monster rate CD's . Regardless of which strategy you choose , you should do your banking with a community bank . First Secure Community Bank of Joliet is the only Joliet owned , locally managed community bank . And , the only bank that warned you about the upcoming solar storm . Come and see us . We're waiting for you . Joliets Locally - Owned and Locally - Managed Billion Dollar Community Bank 2398 Essington Rd ( Corner of Essington and Caton Farm Rd ) ( 815 ) 230-8000 FIRST SECURE COMMUNITY BANK OF JOLIET We're not just your bank , we're your neighbor ! Visit 1stsecurebank.com EQUAL HOUSING LENDER FDIC 4.65 9 Month CD 4.50 13 Month CD $ 1000 minimum to open . APY % 2.24 % SAVINGS ACCOUNT RATE GUARANTEED NOT TO GO DOWN FOR ALL OF 2024 . $ 100 minimum . No maximum . " Annual Percentage Yield ( APY ) effective as of 1/23/24 . APY and terms are subject to change at any time and without notice . Minimum Balance to open and earn stated APY is $ 1,000 . Substantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings . Maximum deposit per household $ 500,000 . CDs will rollover at maturity to the then current rate , if not redeemed at maturity , as follows : the 9 month CD will rollover to a 6 month CD , and the 13 month CD will rollover to a 12 month CD . " Annual Percentage Yield ( APY ) effective as of 1/1/24 . Minimum Balance to open is $ 100.00 . Fees may reduce earnings . Rate will not decrease through 12/31/24 . After guaranteed date the rate will be a variable rate and is subject to change at any time and without notice .