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    April 16, 2021
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$1.000,000,000 Yeah, That's One Billion Dollars THAT'S A LOT OF MOOLA If there was such a thing as a $1 million bill, a billion dollars would be 1,000 of them. Wow! If you were lucky enough to be able to save $100 per day, it would take you more than 27,000 years to save $1 bilion. That's longer than most of us will live. But, people are living longer if they exercise. If someone decided to wak a bilion steps as exercise, they would have walked around the earth at the equator 15 times. That's a long wak. But, you can probably do it if you lived for 27,000 years. So why are we talking about a billion dollars. Because, as of a few days ago, the assets of the First Secure Bank Group are now over $1 billion. Actually, as of 3/31, the assets are over $1.1 bilion. How did that happen? Well, about 10 years ago, there was a little bank with a different name in the Aurora area that was about to go under. Someone from Joliet, and others, recapitalized it and turned it around. They then opened a few branches, including in Joliet, and it became a profitable bank that now has $475 million in assets. About 6 years ago, there was a bank in the southern suburbs that was also about to go kaput. The same people took over the bank and turned it into a profitable $400 million bank. So, as of 3/31, our two First Secure Banks had assets of over $875 million. Cheryl Bechard Mortgage Loan Officer So how did it get to over $1.1 billion? Good question. First Secure just acquired The State Bank Group. State Bank has several banking facities in smaller linois towns along the llinois-Wisconsin border. And, if you add their assets of $255 million to our assets of $875 million, they total well over $1.1 bilion. As a politician once said, a billion here, a bilion there, pretty soon you are talking about real money. Call Cheryl, our super-dooper mortgage lady for: 10, 15, 20 & 30 year mortgages No Cost Pre-qualification Competitive low rates Rate locks up to 180 days So what does this have to do with the people in Joliet? Just this. The $1.1 bilon First Secure Bank Group is primarily owned by Joliet people and it is managed right here in Joliet. First Secure is successful because it is true community bank. Most banks claim to be community banks. But First Secure really is a community bank. First Secure is a bank that actually cares about its customers. We care about the community. If you need something out of the ordinary, we can USually do it for you. And decisions are made right here . in Joliet. So we are a local bank run by local people with all of the bells and whistles of the big banks. The best of all worlds. And the best service in town. Come and see us. We want to be your bank. 815.230.8009 NMLS #831754 NMLS #412709 FDIC COUAL HOUSING LENDER Joliet's Locally-Owned and Locally-Managed Billion Dollar Community Bank Home of Monster CD Rates Lobby Open! During normal business hours. st 2398 Essington Rd (Corner of Essington and Caton Farm Rd) FIRST SECURE (815) 230-8000 Visit 1stsecurebank.com COMMUNITY BANK OF JOLIET MEMBER EQUAL HOUSING We're not just your bank, we're your neighbor! FDIC $1.000,000,000 Yeah, That's One Billion Dollars THAT'S A LOT OF MOOLA If there was such a thing as a $1 million bill, a billion dollars would be 1,000 of them. Wow! If you were lucky enough to be able to save $100 per day, it would take you more than 27,000 years to save $1 bilion. That's longer than most of us will live. But, people are living longer if they exercise. If someone decided to wak a bilion steps as exercise, they would have walked around the earth at the equator 15 times. That's a long wak. But, you can probably do it if you lived for 27,000 years. So why are we talking about a billion dollars. Because, as of a few days ago, the assets of the First Secure Bank Group are now over $1 billion. Actually, as of 3/31, the assets are over $1.1 bilion. How did that happen? Well, about 10 years ago, there was a little bank with a different name in the Aurora area that was about to go under. Someone from Joliet, and others, recapitalized it and turned it around. They then opened a few branches, including in Joliet, and it became a profitable bank that now has $475 million in assets. About 6 years ago, there was a bank in the southern suburbs that was also about to go kaput. The same people took over the bank and turned it into a profitable $400 million bank. So, as of 3/31, our two First Secure Banks had assets of over $875 million. Cheryl Bechard Mortgage Loan Officer So how did it get to over $1.1 billion? Good question. First Secure just acquired The State Bank Group. State Bank has several banking facities in smaller linois towns along the llinois-Wisconsin border. And, if you add their assets of $255 million to our assets of $875 million, they total well over $1.1 bilion. As a politician once said, a billion here, a bilion there, pretty soon you are talking about real money. Call Cheryl, our super-dooper mortgage lady for: 10, 15, 20 & 30 year mortgages No Cost Pre-qualification Competitive low rates Rate locks up to 180 days So what does this have to do with the people in Joliet? Just this. The $1.1 bilon First Secure Bank Group is primarily owned by Joliet people and it is managed right here in Joliet. First Secure is successful because it is true community bank. Most banks claim to be community banks. But First Secure really is a community bank. First Secure is a bank that actually cares about its customers. We care about the community. If you need something out of the ordinary, we can USually do it for you. And decisions are made right here . in Joliet. So we are a local bank run by local people with all of the bells and whistles of the big banks. The best of all worlds. And the best service in town. Come and see us. We want to be your bank. 815.230.8009 NMLS #831754 NMLS #412709 FDIC COUAL HOUSING LENDER Joliet's Locally-Owned and Locally-Managed Billion Dollar Community Bank Home of Monster CD Rates Lobby Open! During normal business hours. st 2398 Essington Rd (Corner of Essington and Caton Farm Rd) FIRST SECURE (815) 230-8000 Visit 1stsecurebank.com COMMUNITY BANK OF JOLIET MEMBER EQUAL HOUSING We're not just your bank, we're your neighbor! FDIC