WHEN IS A COMMUNITY BANK.....A COMMUNITY BANKWhen It's Really Part of the CommunityEARNThere are a number of banks in the Joliet area that claim to be "communitybanks." In fact, one bank calls every branch a "community bank". Yep, all 150..25%of their branches are called community banks. That's one heck of a communityAPYFIRST SECURSo what is a real community bank. There may be a definition somewhere, butwe're too lazy to look for it. Our definition of a community bank is:on a1. A bank that is managed right here by members of the community.Top Choice PassbookSavings Account2. A bank that is majority owned by members of the community.3. A bank that supports the community organizations both financiallyand with time donated by the employees.Deposit anytime, withdraw anytime, inperson!Kinda makes sense, doesn't it. First Secure Community Bank of Joliet is all ofthe above. Locally owned, locally managed and supporters of local organiza-tions in a major wayJust keep a minimum of $1,000.00 inthe account and earn 2.25 % APY!2.25% APY guaranteed until 8/31/20Look, you need to bank somewhere. Even if your $$$ is buried in the backyardor hidden under the mattress, you still need a bank. So, who do you want tobank with? Nearly all of the Joliet area banks are branches of BIG banks locatedelsewhere. Do you really want to help the fat cats that run the big banks geteven fatter on your money? Or, do you want to do business with a local organi-zation that supports the community. Granted, some of us are fat cats too, but adifferent kind. We need to go on 1200 calorie per day diets.We're on the corner of Essington and Caton Farm Roads in Joliet. If you want tobe treated like a person and not an account number, come see usAccount must be opened by 9/30/19Monster Money Market1.75% APYFREE CPR INSTRUCTIONtaught by theOn $100 or MoreAmerican Red CrossGuaranteed through8/31/2020Minimum to open $10015 minutes of instruction could save a life!Saturday, September 14th15 minute classes begin at 10:00 am10:00 am 1:00 pmIn the Lobby of First Secure Community Bank2398 Essington Road, Joliet, IL 6043513-Month CD32.10 APY*$1,000 MinimumFIRST SECUREJoliet's locally-owned,locally-managedcommunity bank!2398 Essington Rd., Joliet, IL 60435(Corner of Essington and Caton Farm Rd.)815.230.8000 www.1stsecurebank.comCOMMUNITY BANK OFJOLIETwhe at jst yur hank, ure your righb1. Minimum opening deposit is $1000. If the balance falls below $1,000 a $25 fee will be charged per quarter. If there is an excess of six withdrawals every month, therewill be a $1.00 fee for each excessive withdrawal. No debit card access available. Fees may reduce earnings. 2.25 % APY " guaranteed until 8/31/20. After 8/31/2020 therate will be a variable rate and are subject to change at any time and without notice. Balances from .00 to $1000,000.00 earn 2.25 % APY " , $100,001.00 and over earn 0.25 %APY. Account must be opened by 9/30/2019. 2. Rates current as of 8/5/2019. $100 minimum to open account. To avoid a monthly fee of $10 you must maintain a dailybalance of $100.00. Balances of $1000 to $1,000,000.00 is 1.75 % APY " . Balances over $1,000,000.01 is 1.00 % APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6)debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates are guaranteed until 8/31/2020. After 8/31/2020 the ratewill be a variable rate and are subject to change at any time and without notice. 3. $1000.00 minimum balance to open and earn stated Annual Percentage Yield.Rates are effective as of 9/5/2019. Rates and Terms are subject to change at anytime and without notice. Substantial penalty for early withdrawal.An early withdrawal penalty may reduce earnings. Member FDICFDIC WHEN IS A COMMUNITY BANK .....A COMMUNITY BANK When It's Really Part of the Community EARN There are a number of banks in the Joliet area that claim to be "community banks." In fact, one bank calls every branch a "community bank". Yep, all 150 ..25% of their branches are called community banks. That's one heck of a community APY FIRST SECUR So what is a real community bank. There may be a definition somewhere, but we're too lazy to look for it. Our definition of a community bank is: on a 1. A bank that is managed right here by members of the community. Top Choice Passbook Savings Account 2. A bank that is majority owned by members of the community. 3. A bank that supports the community organizations both financially and with time donated by the employees. Deposit anytime, withdraw anytime, in person! Kinda makes sense, doesn't it. First Secure Community Bank of Joliet is all of the above. Locally owned, locally managed and supporters of local organiza- tions in a major way Just keep a minimum of $1,000.00 in the account and earn 2.25 % APY! 2.25% APY guaranteed until 8/31/20 Look, you need to bank somewhere. Even if your $$$ is buried in the backyard or hidden under the mattress, you still need a bank. So, who do you want to bank with? Nearly all of the Joliet area banks are branches of BIG banks located elsewhere. Do you really want to help the fat cats that run the big banks get even fatter on your money? Or, do you want to do business with a local organi- zation that supports the community. Granted, some of us are fat cats too, but a different kind. We need to go on 1200 calorie per day diets. We're on the corner of Essington and Caton Farm Roads in Joliet. If you want to be treated like a person and not an account number, come see us Account must be opened by 9/30/19 Monster Money Market 1.75% APY FREE CPR INSTRUCTION taught by the On $100 or More American Red Cross Guaranteed through 8/31/2020 Minimum to open $100 15 minutes of instruction could save a life! Saturday, September 14th 15 minute classes begin at 10:00 am 10:00 am 1:00 pm In the Lobby of First Secure Community Bank 2398 Essington Road, Joliet, IL 60435 13-Month CD3 2.10 APY* $1,000 Minimum FIRST SECURE Joliet's locally-owned, locally-managed community bank! 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com COMMUNITY BANK OF JOLIET whe at jst yur hank, ure your righb 1. Minimum opening deposit is $1000. If the balance falls below $1,000 a $25 fee will be charged per quarter. If there is an excess of six withdrawals every month, there will be a $1.00 fee for each excessive withdrawal. No debit card access available. Fees may reduce earnings. 2.25 % APY " guaranteed until 8/31/20. After 8/31/2020 the rate will be a variable rate and are subject to change at any time and without notice. Balances from .00 to $1000,000.00 earn 2.25 % APY " , $100,001.00 and over earn 0.25 % APY. Account must be opened by 9/30/2019. 2. Rates current as of 8/5/2019. $100 minimum to open account. To avoid a monthly fee of $10 you must maintain a daily balance of $100.00. Balances of $1000 to $1,000,000.00 is 1.75 % APY " . Balances over $1,000,000.01 is 1.00 % APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6) debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates are guaranteed until 8/31/2020. After 8/31/2020 the rate will be a variable rate and are subject to change at any time and without notice. 3. $1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates are effective as of 9/5/2019. Rates and Terms are subject to change at anytime and without notice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Member FDIC FDIC

Date: September 7, 2019

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WHEN IS A COMMUNITY BANK .....A COMMUNITY BANK When It's Really Part of the Community EARN There are a number of banks in the Joliet area that claim to be "community banks." In fact, one bank calls every branch a "community bank". Yep, all 150 ..25% of their branches are called community banks. That's one heck of a community APY FIRST SECUR So what is a real community bank. There may be a definition somewhere, but we're too lazy to look for it. Our definition of a community bank is: on a 1. A bank that is managed right here by members of the community. Top Choice Passbook Savings Account 2. A bank that is majority owned by members of the community. 3. A bank that supports the community organizations both financially and with time donated by the employees. Deposit anytime, withdraw anytime, in person! Kinda makes sense, doesn't it. First Secure Community Bank of Joliet is all of the above. Locally owned, locally managed and supporters of local organiza- tions in a major way Just keep a minimum of $1,000.00 in the account and earn 2.25 % APY! 2.25% APY guaranteed until 8/31/20 Look, you need to bank somewhere. Even if your $$$ is buried in the backyard or hidden under the mattress, you still need a bank. So, who do you want to bank with? Nearly all of the Joliet area banks are branches of BIG banks located elsewhere. Do you really want to help the fat cats that run the big banks get even fatter on your money? Or, do you want to do business with a local organi- zation that supports the community. Granted, some of us are fat cats too, but a different kind. We need to go on 1200 calorie per day diets. We're on the corner of Essington and Caton Farm Roads in Joliet. If you want to be treated like a person and not an account number, come see us Account must be opened by 9/30/19 Monster Money Market 1.75% APY FREE CPR INSTRUCTION taught by the On $100 or More American Red Cross Guaranteed through 8/31/2020 Minimum to open $100 15 minutes of instruction could save a life! Saturday, September 14th 15 minute classes begin at 10:00 am 10:00 am 1:00 pm In the Lobby of First Secure Community Bank 2398 Essington Road, Joliet, IL 60435 13-Month CD3 2.10 APY* $1,000 Minimum FIRST SECURE Joliet's locally-owned, locally-managed community bank! 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com COMMUNITY BANK OF JOLIET whe at jst yur hank, ure your righb 1. Minimum opening deposit is $1000. If the balance falls below $1,000 a $25 fee will be charged per quarter. If there is an excess of six withdrawals every month, there will be a $1.00 fee for each excessive withdrawal. No debit card access available. Fees may reduce earnings. 2.25 % APY " guaranteed until 8/31/20. After 8/31/2020 the rate will be a variable rate and are subject to change at any time and without notice. Balances from .00 to $1000,000.00 earn 2.25 % APY " , $100,001.00 and over earn 0.25 % APY. Account must be opened by 9/30/2019. 2. Rates current as of 8/5/2019. $100 minimum to open account. To avoid a monthly fee of $10 you must maintain a daily balance of $100.00. Balances of $1000 to $1,000,000.00 is 1.75 % APY " . Balances over $1,000,000.01 is 1.00 % APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6) debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates are guaranteed until 8/31/2020. After 8/31/2020 the rate will be a variable rate and are subject to change at any time and without notice. 3. $1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates are effective as of 9/5/2019. Rates and Terms are subject to change at anytime and without notice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Member FDIC FDIC WHEN IS A COMMUNITY BANK .....A COMMUNITY BANK When It's Really Part of the Community EARN There are a number of banks in the Joliet area that claim to be "community banks." In fact, one bank calls every branch a "community bank". Yep, all 150 ..25% of their branches are called community banks. That's one heck of a community APY FIRST SECUR So what is a real community bank. There may be a definition somewhere, but we're too lazy to look for it. Our definition of a community bank is: on a 1. A bank that is managed right here by members of the community. Top Choice Passbook Savings Account 2. A bank that is majority owned by members of the community. 3. A bank that supports the community organizations both financially and with time donated by the employees. Deposit anytime, withdraw anytime, in person! Kinda makes sense, doesn't it. First Secure Community Bank of Joliet is all of the above. Locally owned, locally managed and supporters of local organiza- tions in a major way Just keep a minimum of $1,000.00 in the account and earn 2.25 % APY! 2.25% APY guaranteed until 8/31/20 Look, you need to bank somewhere. Even if your $$$ is buried in the backyard or hidden under the mattress, you still need a bank. So, who do you want to bank with? Nearly all of the Joliet area banks are branches of BIG banks located elsewhere. Do you really want to help the fat cats that run the big banks get even fatter on your money? Or, do you want to do business with a local organi- zation that supports the community. Granted, some of us are fat cats too, but a different kind. We need to go on 1200 calorie per day diets. We're on the corner of Essington and Caton Farm Roads in Joliet. If you want to be treated like a person and not an account number, come see us Account must be opened by 9/30/19 Monster Money Market 1.75% APY FREE CPR INSTRUCTION taught by the On $100 or More American Red Cross Guaranteed through 8/31/2020 Minimum to open $100 15 minutes of instruction could save a life! Saturday, September 14th 15 minute classes begin at 10:00 am 10:00 am 1:00 pm In the Lobby of First Secure Community Bank 2398 Essington Road, Joliet, IL 60435 13-Month CD3 2.10 APY* $1,000 Minimum FIRST SECURE Joliet's locally-owned, locally-managed community bank! 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com COMMUNITY BANK OF JOLIET whe at jst yur hank, ure your righb 1. Minimum opening deposit is $1000. If the balance falls below $1,000 a $25 fee will be charged per quarter. If there is an excess of six withdrawals every month, there will be a $1.00 fee for each excessive withdrawal. No debit card access available. Fees may reduce earnings. 2.25 % APY " guaranteed until 8/31/20. After 8/31/2020 the rate will be a variable rate and are subject to change at any time and without notice. Balances from .00 to $1000,000.00 earn 2.25 % APY " , $100,001.00 and over earn 0.25 % APY. Account must be opened by 9/30/2019. 2. Rates current as of 8/5/2019. $100 minimum to open account. To avoid a monthly fee of $10 you must maintain a daily balance of $100.00. Balances of $1000 to $1,000,000.00 is 1.75 % APY " . Balances over $1,000,000.01 is 1.00 % APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6) debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates are guaranteed until 8/31/2020. After 8/31/2020 the rate will be a variable rate and are subject to change at any time and without notice. 3. $1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates are effective as of 9/5/2019. Rates and Terms are subject to change at anytime and without notice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. Member FDIC FDIC

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