$500,000,000A MILLION HERE, A MILLION THERE..Monster Money Market 2.PRETTY SOON YOU HAVE REAL MONEYYep, that says $500 million. Or $1/2 billion, if you prefer. The FirstSecure Banks reached $500,000,000 in assets a few days ago1.75APYBut, let's be frank. Five hundred million $ ain't nothin' to the big banksin the area. All of them have billions, and lot's of them. They also havebranches, and hundreds of them. And they have customers, and tens orhundreds of thousands of them. So, if you are one of their customers,what does that make you? That makes you one of hundreds ofthousands of customers who use one of hundreds of branches to keepall of your hard earned money that isn't even pocket change to them. Inother words, you ain't squat.On $100 or MoreGuaranteed through8/31/2020Minimum to open $100So, why is First Secure Community Bank different. Because we are THEcommunity bank in Joliet. We are owned and managed by people thatlive in Joliet. Yes, right here, not a hundred or a thousand miles away.And, you are not squat to us, you are our neighbors. We are here to beyour bank.Home of Monster CD Rates!OK, so the First Secure Banks have $500 million in assets. What doesthat mean for us. It means that the seven First Secure Bank facilities inthe suburbs can offer the advantages of the big banks. Mobile banking.Bill Pay. Any type and amount of loan you can think of. All kinds of neatthings that the big banks offer. But without the aggravation of dealingwith the big banks. Like ridiculous policies that make your financial lifemiserable13-Month CD2.30 APY*$1,000 MinimumSo come on over to the corner of Essington and Caton Farm Roads.We're your neighbors. We're here to help.Steve JamnikCheryl BechardSam GersmanBrandy RobbinsMike LaMonicaFIRST SECUREJoliet's locally-owned, locally-managed community bank!COMMUNITY BANK OF2398 Essington Rd., Joliet, IL 60435(Corner of Essington and Caton Farm Rd.)815.230.8000 www.1stsecurebank.comJOLIET1.$1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates are effective on 7/29/2019. Rates and Terms are subject to change at anytime andwithout notice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. 2. Rates current as of 8/5/2019. $100 minimum to open account.To avoid a monthly fee of $10 you must maintain a daily balance of $100.00. The APY for balances of $100 to $1,000,000.00 is 1.75 %. Balances over $1,000,000.01 is 1.00 %APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6) debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates areguaranteed until 8/31/2020. After 8/31/2020 the rates will be a variable rate and are subject to change at any time and without notice. Member FDICFDIC BLENDEN $500,000,000 A MILLION HERE, A MILLION THERE.. Monster Money Market 2 .PRETTY SOON YOU HAVE REAL MONEY Yep, that says $500 million. Or $1/2 billion, if you prefer. The First Secure Banks reached $500,000,000 in assets a few days ago 1.75APY But, let's be frank. Five hundred million $ ain't nothin' to the big banks in the area. All of them have billions, and lot's of them. They also have branches, and hundreds of them. And they have customers, and tens or hundreds of thousands of them. So, if you are one of their customers, what does that make you? That makes you one of hundreds of thousands of customers who use one of hundreds of branches to keep all of your hard earned money that isn't even pocket change to them. In other words, you ain't squat. On $100 or More Guaranteed through 8/31/2020 Minimum to open $100 So, why is First Secure Community Bank different. Because we are THE community bank in Joliet. We are owned and managed by people that live in Joliet. Yes, right here, not a hundred or a thousand miles away. And, you are not squat to us, you are our neighbors. We are here to be your bank. Home of Monster CD Rates! OK, so the First Secure Banks have $500 million in assets. What does that mean for us. It means that the seven First Secure Bank facilities in the suburbs can offer the advantages of the big banks. Mobile banking. Bill Pay. Any type and amount of loan you can think of. All kinds of neat things that the big banks offer. But without the aggravation of dealing with the big banks. Like ridiculous policies that make your financial life miserable 13-Month CD 2.30 APY* $1,000 Minimum So come on over to the corner of Essington and Caton Farm Roads. We're your neighbors. We're here to help. Steve Jamnik Cheryl Bechard Sam Gersman Brandy Robbins Mike LaMonica FIRST SECURE Joliet's locally-owned, locally-managed community bank! COMMUNITY BANK OF 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com JOLIET 1.$1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates are effective on 7/29/2019. Rates and Terms are subject to change at anytime and without notice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. 2. Rates current as of 8/5/2019. $100 minimum to open account. To avoid a monthly fee of $10 you must maintain a daily balance of $100.00. The APY for balances of $100 to $1,000,000.00 is 1.75 %. Balances over $1,000,000.01 is 1.00 % APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6) debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates are guaranteed until 8/31/2020. After 8/31/2020 the rates will be a variable rate and are subject to change at any time and without notice. Member FDIC FDIC B LENDEN

Date: August 10, 2019

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$500,000,000 A MILLION HERE, A MILLION THERE.. Monster Money Market 2 .PRETTY SOON YOU HAVE REAL MONEY Yep, that says $500 million. Or $1/2 billion, if you prefer. The First Secure Banks reached $500,000,000 in assets a few days ago 1.75APY But, let's be frank. Five hundred million $ ain't nothin' to the big banks in the area. All of them have billions, and lot's of them. They also have branches, and hundreds of them. And they have customers, and tens or hundreds of thousands of them. So, if you are one of their customers, what does that make you? That makes you one of hundreds of thousands of customers who use one of hundreds of branches to keep all of your hard earned money that isn't even pocket change to them. In other words, you ain't squat. On $100 or More Guaranteed through 8/31/2020 Minimum to open $100 So, why is First Secure Community Bank different. Because we are THE community bank in Joliet. We are owned and managed by people that live in Joliet. Yes, right here, not a hundred or a thousand miles away. And, you are not squat to us, you are our neighbors. We are here to be your bank. Home of Monster CD Rates! OK, so the First Secure Banks have $500 million in assets. What does that mean for us. It means that the seven First Secure Bank facilities in the suburbs can offer the advantages of the big banks. Mobile banking. Bill Pay. Any type and amount of loan you can think of. All kinds of neat things that the big banks offer. But without the aggravation of dealing with the big banks. Like ridiculous policies that make your financial life miserable 13-Month CD 2.30 APY* $1,000 Minimum So come on over to the corner of Essington and Caton Farm Roads. We're your neighbors. We're here to help. Steve Jamnik Cheryl Bechard Sam Gersman Brandy Robbins Mike LaMonica FIRST SECURE Joliet's locally-owned, locally-managed community bank! COMMUNITY BANK OF 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com JOLIET 1.$1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates are effective on 7/29/2019. Rates and Terms are subject to change at anytime and without notice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. 2. Rates current as of 8/5/2019. $100 minimum to open account. To avoid a monthly fee of $10 you must maintain a daily balance of $100.00. The APY for balances of $100 to $1,000,000.00 is 1.75 %. Balances over $1,000,000.01 is 1.00 % APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6) debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates are guaranteed until 8/31/2020. After 8/31/2020 the rates will be a variable rate and are subject to change at any time and without notice. Member FDIC FDIC B LENDEN $500,000,000 A MILLION HERE, A MILLION THERE.. Monster Money Market 2 .PRETTY SOON YOU HAVE REAL MONEY Yep, that says $500 million. Or $1/2 billion, if you prefer. The First Secure Banks reached $500,000,000 in assets a few days ago 1.75APY But, let's be frank. Five hundred million $ ain't nothin' to the big banks in the area. All of them have billions, and lot's of them. They also have branches, and hundreds of them. And they have customers, and tens or hundreds of thousands of them. So, if you are one of their customers, what does that make you? That makes you one of hundreds of thousands of customers who use one of hundreds of branches to keep all of your hard earned money that isn't even pocket change to them. In other words, you ain't squat. On $100 or More Guaranteed through 8/31/2020 Minimum to open $100 So, why is First Secure Community Bank different. Because we are THE community bank in Joliet. We are owned and managed by people that live in Joliet. Yes, right here, not a hundred or a thousand miles away. And, you are not squat to us, you are our neighbors. We are here to be your bank. Home of Monster CD Rates! OK, so the First Secure Banks have $500 million in assets. What does that mean for us. It means that the seven First Secure Bank facilities in the suburbs can offer the advantages of the big banks. Mobile banking. Bill Pay. Any type and amount of loan you can think of. All kinds of neat things that the big banks offer. But without the aggravation of dealing with the big banks. Like ridiculous policies that make your financial life miserable 13-Month CD 2.30 APY* $1,000 Minimum So come on over to the corner of Essington and Caton Farm Roads. We're your neighbors. We're here to help. Steve Jamnik Cheryl Bechard Sam Gersman Brandy Robbins Mike LaMonica FIRST SECURE Joliet's locally-owned, locally-managed community bank! COMMUNITY BANK OF 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com JOLIET 1.$1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates are effective on 7/29/2019. Rates and Terms are subject to change at anytime and without notice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. 2. Rates current as of 8/5/2019. $100 minimum to open account. To avoid a monthly fee of $10 you must maintain a daily balance of $100.00. The APY for balances of $100 to $1,000,000.00 is 1.75 %. Balances over $1,000,000.01 is 1.00 % APY. Balances of $0.01- $99.99 is 0.0 % APY " . Limit six (6) debit transactions per statement cycle, $25 fee for each excessive transaction. Fees may reduce earnings. Rates are guaranteed until 8/31/2020. After 8/31/2020 the rates will be a variable rate and are subject to change at any time and without notice. Member FDIC FDIC B LENDEN

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