It's our 1 year birthdayIt's our T year birthday party.... a ndour customers get the gift!!!We're blowing outthe candles on our 1NO, YOU AIN'T GETTIN' NO TOASTER!What do we mean, it's our birthday and the customer gets the gift?Well, look at it this way... since it's the bank's birthday, do youwant to give the bank employees a gift? Dinner? Movie? Bottle ofcheap wine? No, we didn't think so. Therefore... you are the onegetting the gift. Don't look a gift horse in the mouth.The gift that we are giving you is a Now Checking account that pays2% interest. It might not be a toaster but where else in the area ayou going to earn 2% on a checking account with a minimum of$250 on deposit. No other local bank is paying anything on a $250checking account that we are aware of. It's because a bank can'tmake any money on a low balance, 2% checking account. So whyare we offering it to you? Because we want your business.ofyear birthday andonereceived the bestNOW Checking Account2.00%APYgift...a successfulnew bank and Ratterrific customersfrom the communitý!Rate guaranteed 1 yearAs a special gift to you, we offering oure look at our customers as our partners. The better the bankdoes, the better that everyone does. That's why we have taken inabout $45 million in deposits during the first year that we havbeen open in Joliet. In return, we have already had a couple of neatfree events for our customers to let them know that we appreciatethem. And more are to comeSo, in addition to customers, who else benefits when the bank doeswell? Stockholders. And, who owns the bank stock? Mostly employRate Guaranteed for 1 year through 5/31/20ees and customers. That's who has purchased stock in the past.And, when we offer stock again this summer, only employees andcustomers will be invited to buy it. When the bank does well, it becomes a win-win-win for everyone.Now, let's talk about your bank. You know, the branch of the megabank that takes your money. When they do well, what do YOU get?Chances are nothing, zippo, zilch. So why don't you do businesswith a local bank that would actually appreciate your business?We're here. On the corner of Essington & Caton Farm Roads inJoliet. Come on over. You won't get a toaster but you'll be treatedlike someone with a name, not an 8 digit number%APY Joliet Advantage Now.Checking AccountOn balances from $250 to $250,000- 1st check order free-FREE Debit CardPersonal accounts onlyHome of Monster CD Rates!13-Month CD25-Month CD35-Month CD2.70%APY*3.00%APY*2.50 APy*$1,000 Minimum$1,000 Minimum$1,000 MinimumFIRST SECURE2398 Essington Rd., Joliet, IL 60435(Corner of Essington and Caton Farm Rd.)815.230.8000 www.1stsecurebank.comJoliet's locally-owned,locally-managedcommunity bank!JOLIET1. 51000.00 minimum balance to open and ean stated Annual Percentage Yield. Rates current as of 5/5/2019 Rates and Terms are subject to change at anytime and without notice. Subtantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings.not redeemed at maturity, the 13 month CD will roll over to a 12 month CD at the then currentrate, the 25 month wil roll over to a 24 month term and the then current rate and 35 month CD will roll over to a 36 month CD at the then current rate. 2. Rates current as of S/S/2019$250 minimum to open. Fees may reduce earnings. A mounts less than $250.00 will earn 0.00% APY On amounts of S250 to $250,000 the APY* ¡s 2.00% O amounts o er $250,000 therate is 0.50% APY. Rates are guaranteed through 5/31/2020. After 5/31/2020 the rates wil be a variable rate and are subject to change at any time and with out notice. Member FDIC It's our 1 year birthday It's our T year birthday party.... a nd our customers get the gift!!! We're blowing out the candles on our 1 NO, YOU AIN'T GETTIN' NO TOASTER! What do we mean, it's our birthday and the customer gets the gift? Well, look at it this way... since it's the bank's birthday, do you want to give the bank employees a gift? Dinner? Movie? Bottle of cheap wine? No, we didn't think so. Therefore... you are the one getting the gift. Don't look a gift horse in the mouth. The gift that we are giving you is a Now Checking account that pays 2 % interest . It might not be a toaster but where else in the area a you going to earn 2 % on a checking account with a minimum of $250 on deposit. No other local bank is paying anything on a $250 checking account that we are aware of. It's because a bank can't make any money on a low balance , 2 % checking account . So why are we offering it to you? Because we want your business. ofyear birthday and onereceived the bestNOW Checking Account 2.00 % APY gift...a successful new bank and Rat terrific customers from the communitý! Rate guaranteed 1 year As a special gift to you, we offering our e look at our customers as our partners. The better the bank does, the better that everyone does. That's why we have taken in about $45 million in deposits during the first year that we hav been open in Joliet. In return, we have already had a couple of neat free events for our customers to let them know that we appreciate them. And more are to come So, in addition to customers, who else benefits when the bank does well? Stockholders. And, who owns the bank stock? Mostly employRate Guaranteed for 1 year through 5/31/20 ees and customers. That's who has purchased stock in the past. And, when we offer stock again this summer, only employees and customers will be invited to buy it. When the bank does well, it be comes a win-win-win for everyone. Now, let's talk about your bank. You know, the branch of the mega bank that takes your money. When they do well, what do YOU get? Chances are nothing, zippo, zilch. So why don't you do business with a local bank that would actually appreciate your business? We're here. On the corner of Essington & Caton Farm Roads in Joliet. Come on over. You won't get a toaster but you'll be treated like someone with a name, not an 8 digit number % APY Joliet Advantage Now . Checking Account On balances from $250 to $250,000 - 1st check order free -FREE Debit Card Personal accounts only Home of Monster CD Rates! 13-Month CD 25-Month CD 35-Month CD 2.70 % APY * 3.00 % APY * 2.50 APy* $1,000 Minimum $1,000 Minimum $1,000 Minimum FIRST SECURE 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com Joliet's locally-owned, locally-managed community bank! JOLIET 1. 51000.00 minimum balance to open and ean stated Annual Percentage Yield. Rates current as of 5/5/2019 Rates and Terms are subject to change at anytime and without notice. Sub tantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings .  not redeemed at maturity , the 13 month CD will roll over to a 12 month CD at the then current rate, the 25 month wil roll over to a 24 month term and the then current rate and 35 month CD will roll over to a 36 month CD at the then current rate. 2. Rates current as of S/S/2019 $ 250 minimum to open . Fees may reduce earnings . A mounts less than $ 250.00 will earn 0.00 % APY On amounts of S250 to $ 250,000 the APY * ¡ s 2.00 % O amounts o er $ 250,000 the rate is 0.50 % APY . Rates are guaranteed through 5/31/2020 . After 5/31/2020 the rates wil be a variable rate and are subject to change at any time and with out notice . Member FDIC

Date: May 11, 2019

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It's our 1 year birthday It's our T year birthday party.... a nd our customers get the gift!!! We're blowing out the candles on our 1 NO, YOU AIN'T GETTIN' NO TOASTER! What do we mean, it's our birthday and the customer gets the gift? Well, look at it this way... since it's the bank's birthday, do you want to give the bank employees a gift? Dinner? Movie? Bottle of cheap wine? No, we didn't think so. Therefore... you are the one getting the gift. Don't look a gift horse in the mouth. The gift that we are giving you is a Now Checking account that pays 2% interest. It might not be a toaster but where else in the area a you going to earn 2% on a checking account with a minimum of $250 on deposit. No other local bank is paying anything on a $250 checking account that we are aware of. It's because a bank can't make any money on a low balance, 2% checking account. So why are we offering it to you? Because we want your business. ofyear birthday and onereceived the bestNOW Checking Account 2.00%APY gift...a successful new bank and Rat terrific customers from the communitý! Rate guaranteed 1 year As a special gift to you, we offering our e look at our customers as our partners. The better the bank does, the better that everyone does. That's why we have taken in about $45 million in deposits during the first year that we hav been open in Joliet. In return, we have already had a couple of neat free events for our customers to let them know that we appreciate them. And more are to come So, in addition to customers, who else benefits when the bank does well? Stockholders. And, who owns the bank stock? Mostly employRate Guaranteed for 1 year through 5/31/20 ees and customers. That's who has purchased stock in the past. And, when we offer stock again this summer, only employees and customers will be invited to buy it. When the bank does well, it be comes a win-win-win for everyone. Now, let's talk about your bank. You know, the branch of the mega bank that takes your money. When they do well, what do YOU get? Chances are nothing, zippo, zilch. So why don't you do business with a local bank that would actually appreciate your business? We're here. On the corner of Essington & Caton Farm Roads in Joliet. Come on over. You won't get a toaster but you'll be treated like someone with a name, not an 8 digit number %APY Joliet Advantage Now . Checking Account On balances from $250 to $250,000 - 1st check order free -FREE Debit Card Personal accounts only Home of Monster CD Rates! 13-Month CD 25-Month CD 35-Month CD 2.70%APY* 3.00%APY* 2.50 APy* $1,000 Minimum $1,000 Minimum $1,000 Minimum FIRST SECURE 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com Joliet's locally-owned, locally-managed community bank! JOLIET 1. 51000.00 minimum balance to open and ean stated Annual Percentage Yield. Rates current as of 5/5/2019 Rates and Terms are subject to change at anytime and without notice. Sub tantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings.not redeemed at maturity, the 13 month CD will roll over to a 12 month CD at the then current rate, the 25 month wil roll over to a 24 month term and the then current rate and 35 month CD will roll over to a 36 month CD at the then current rate. 2. Rates current as of S/S/2019 $250 minimum to open. Fees may reduce earnings. A mounts less than $250.00 will earn 0.00% APY On amounts of S250 to $250,000 the APY* ¡s 2.00% O amounts o er $250,000 the rate is 0.50% APY. Rates are guaranteed through 5/31/2020. After 5/31/2020 the rates wil be a variable rate and are subject to change at any time and with out notice. Member FDIC It's our 1 year birthday It's our T year birthday party.... a nd our customers get the gift!!! We're blowing out the candles on our 1 NO, YOU AIN'T GETTIN' NO TOASTER! What do we mean, it's our birthday and the customer gets the gift? Well, look at it this way... since it's the bank's birthday, do you want to give the bank employees a gift? Dinner? Movie? Bottle of cheap wine? No, we didn't think so. Therefore... you are the one getting the gift. Don't look a gift horse in the mouth. The gift that we are giving you is a Now Checking account that pays 2 % interest . It might not be a toaster but where else in the area a you going to earn 2 % on a checking account with a minimum of $250 on deposit. No other local bank is paying anything on a $250 checking account that we are aware of. It's because a bank can't make any money on a low balance , 2 % checking account . So why are we offering it to you? Because we want your business. ofyear birthday and onereceived the bestNOW Checking Account 2.00 % APY gift...a successful new bank and Rat terrific customers from the communitý! Rate guaranteed 1 year As a special gift to you, we offering our e look at our customers as our partners. The better the bank does, the better that everyone does. That's why we have taken in about $45 million in deposits during the first year that we hav been open in Joliet. In return, we have already had a couple of neat free events for our customers to let them know that we appreciate them. And more are to come So, in addition to customers, who else benefits when the bank does well? Stockholders. And, who owns the bank stock? Mostly employRate Guaranteed for 1 year through 5/31/20 ees and customers. That's who has purchased stock in the past. And, when we offer stock again this summer, only employees and customers will be invited to buy it. When the bank does well, it be comes a win-win-win for everyone. Now, let's talk about your bank. You know, the branch of the mega bank that takes your money. When they do well, what do YOU get? Chances are nothing, zippo, zilch. So why don't you do business with a local bank that would actually appreciate your business? We're here. On the corner of Essington & Caton Farm Roads in Joliet. Come on over. You won't get a toaster but you'll be treated like someone with a name, not an 8 digit number % APY Joliet Advantage Now . Checking Account On balances from $250 to $250,000 - 1st check order free -FREE Debit Card Personal accounts only Home of Monster CD Rates! 13-Month CD 25-Month CD 35-Month CD 2.70 % APY * 3.00 % APY * 2.50 APy* $1,000 Minimum $1,000 Minimum $1,000 Minimum FIRST SECURE 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com Joliet's locally-owned, locally-managed community bank! JOLIET 1. 51000.00 minimum balance to open and ean stated Annual Percentage Yield. Rates current as of 5/5/2019 Rates and Terms are subject to change at anytime and without notice. Sub tantial penalty for early withdrawal . An early withdrawal penalty may reduce earnings . not redeemed at maturity , the 13 month CD will roll over to a 12 month CD at the then current rate, the 25 month wil roll over to a 24 month term and the then current rate and 35 month CD will roll over to a 36 month CD at the then current rate. 2. Rates current as of S/S/2019 $ 250 minimum to open . Fees may reduce earnings . A mounts less than $ 250.00 will earn 0.00 % APY On amounts of S250 to $ 250,000 the APY * ¡ s 2.00 % O amounts o er $ 250,000 the rate is 0.50 % APY . Rates are guaranteed through 5/31/2020 . After 5/31/2020 the rates wil be a variable rate and are subject to change at any time and with out notice . Member FDIC

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