Kicking off 2019 with 2 MVP Bankers!Monster Money Market1.000APY*Paula MercerRetail Manager, Morris Building & LoanCheryl BechardVice President, Residential LendingThis recent winter weather is snow laughing matter! While you've been busytrying to keep warm, we've been busy welcoming more top bankers to ourteaml Cheryl Bechard (a.k.a. Ms. A) recently joined us as Vice President,Residential Lending and brings decades of experience, including mortgand home equity lines of credit. She's a 6-time Five Star Professional recipientn Chicago Magazine. Plus, Cheryl is from the local area and will office in ourJoliet location, If you know Cheryl, give her a cal at 815.230.8009 or stop in atalk with herOn $500 or MoreGuaranteed througlh12/31/2019Minimum to open $50013-Month CD25-Month CD Y 30-Month CDWho's our second amazing banker? We'd like to introduce you to PaulaMercer (a.k.a. Ms. B). Paula is our new Retail Manager at our Morris locationand has been busy getting familiar with our team in Morris and planning somegreat things for 2019! Paula is originally from Morris and really understandswhat it means to be part of that community. Paula is looking forward to$1,000 Minimum $1,000 Minimum $1,000 Minimumrving both new and existing customers and can be reached at 815.318.8211.If you happen to be in Morris, feel free to see in person as wellHome of Monster CD Rates!We hope you get a chance to work with one of these talented ladies and wehope you enjoyed some winter puns in this articl.... .but if not, that's prettycold.Sam Gersman is Vice PresidentMany of you know Sam, andthe talent he brings to FirstSecure Community Bank. Givehim a call at 815.230.8011.He'll be happy to see youagain!Mike LaMonica is VicePresident, CommercialLending. Mike offers yearsbanking experience to thecommunity. Mike can bereached at 815.230.8012.Brandy Robbins is oRetail Manager at our JolietSteve Jamnik is RegionalVice President and SeniorLoan Officer and leads astrong team of commercialbankers. Give Steve a call at815.230.8013John Mendoza has been a localbanker for decades serving Will& Grundy County customersGive him a call at our MorrisBuilding & Loan office at815.318.8210.cation and has more than25 years of banking experi-ence! She can be reached at815.230.8008.FIRST SECURE Jolie's local2398 Essington Rd., Joliet, IL 60435(Corner of Essington and Caton Farm Rd.)815.230.8000 www.1stsecurebank.comCOMMUNITY BANK OFlocally-managedcommunity bank!stJOLIET1. $1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates current as of 1/3/2019. Rates and Terms are subject to change at anytime and without no-tice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. If not redeemed at maturity, the 13 month CD will roll over to a 12 month CD at thethen current rate, the 25 month will roll over to a 24 month term and the then current rate and 35 month CD w roll over to a 36 month CD at the then current rate. 2 Rates currentas of 1/3/2019. S 500 minimum to open account To avo da monthly fee of $10 you must maintain a daly balance of SS00 0. Lmt debt iar sactions per s tement tree$25 fee for each excessive transaction. Fees may reduce earnings. On balances of SS00 or more APyr is 1.00%. Balances $0.01-$499.99 is 0.0% APY*. Rates are guaranteed until12/31/2019. After 12/31/2019 the rates will be a variable rate and are subject to change at any time and without notice, Member FOIC

Date: February 11, 2019

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Kicking off 2019 with 2 MVP Bankers! Monster Money Market 1.00 0 APY* Paula Mercer Retail Manager, Morris Building & Loan Cheryl Bechard Vice President, Residential Lending This recent winter weather is snow laughing matter! While you've been busy trying to keep warm, we've been busy welcoming more top bankers to our teaml Cheryl Bechard (a.k.a. Ms. A) recently joined us as Vice President, Residential Lending and brings decades of experience, including mortg and home equity lines of credit. She's a 6-time Five Star Professional recipient n Chicago Magazine. Plus, Cheryl is from the local area and will office in our Joliet location, If you know Cheryl, give her a cal at 815.230.8009 or stop in a talk with her On $500 or More Guaranteed througlh 12/31/2019 Minimum to open $500 13-Month CD 25-Month CD Y 30-Month CD Who's our second amazing banker? We'd like to introduce you to Paula Mercer (a.k.a. Ms. B). Paula is our new Retail Manager at our Morris location and has been busy getting familiar with our team in Morris and planning some great things for 2019! Paula is originally from Morris and really understands what it means to be part of that community. Paula is looking forward to $1,000 Minimum $1,000 Minimum $1,000 Minimum rving both new and existing customers and can be reached at 815.318.8211. If you happen to be in Morris, feel free to see in person as well Home of Monster CD Rates! We hope you get a chance to work with one of these talented ladies and we hope you enjoyed some winter puns in this articl.... .but if not, that's pretty cold. Sam Gersman is Vice President Many of you know Sam, and the talent he brings to First Secure Community Bank. Give him a call at 815.230.8011. He'll be happy to see you again! Mike LaMonica is Vice President, Commercial Lending. Mike offers years banking experience to the community. Mike can be reached at 815.230.8012 . Brandy Robbins is o Retail Manager at our Joliet Steve Jamnik is Regional Vice President and Senior Loan Officer and leads a strong team of commercial bankers. Give Steve a call at 815.230.8013 John Mendoza has been a local banker for decades serving Will & Grundy County customers Give him a call at our Morris Building & Loan office at 815.318.8210. cation and has more than 25 years of banking experi- ence! She can be reached at 815.230.8008. FIRST SECURE Jolie's local 2398 Essington Rd., Joliet, IL 60435 (Corner of Essington and Caton Farm Rd.) 815.230.8000 www.1stsecurebank.com COMMUNITY BANK OF locally-managed community bank! st JOLIET 1. $1000.00 minimum balance to open and earn stated Annual Percentage Yield. Rates current as of 1/3/2019. Rates and Terms are subject to change at anytime and without no- tice. Substantial penalty for early withdrawal. An early withdrawal penalty may reduce earnings. If not redeemed at maturity, the 13 month CD will roll over to a 12 month CD at the then current rate, the 25 month will roll over to a 24 month term and the then current rate and 35 month CD w roll over to a 36 month CD at the then current rate. 2 Rates current as of 1/3/2019. S 500 minimum to open account To avo da monthly fee of $10 you must maintain a daly balance of SS00 0. Lmt debt iar sactions per s tement tree $25 fee for each excessive transaction. Fees may reduce earnings. On balances of SS00 or more APyr is 1.00%. Balances $0.01-$499.99 is 0.0% APY*. Rates are guaranteed until 12/31/2019. After 12/31/2019 the rates will be a variable rate and are subject to change at any time and without notice, Member FOIC

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