CD SpecialsFrom The Names You Know and Trust40 Month CD Special:$2,500.oo Minimum balance to open the accountand earn the Annual Percentage Yield (APY). 2.05% Rate. 2.06% APY1255 Month CD Special$2,500.oo Minimum balance to open the accountand earn the Annual Percentage Yield (APY). 2.15% Rate. 2.17% APYWINOttawa Savings Bank- SAVINGS BANKRespected and RcodA Division of Ottawa Savings BankTwin Oaks Savings BankA Division of Ottawa Savings BankMorris, IL 60450815-941-0004Twin Oaks Savings BankOttawa Savings BankA Division of Ottawa Savings BankMarseilles, IL 61341815-795-2129Ottawa, IL 61350815-433-2525An early withdrawal penalty may apply to certificate accounts. The Truth in Savings disclosure is available upon request.APY is accurate as of o8/2o18 and is subject to change at any time. The annual percentage yield assumes interest will remainon deposit until maturity A withdrawal will reduce earnings. Offer may be withdrawn at any timeIRA's do not qualify for these rateswww.OttawaSavings.com

Date: January 16, 2018

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CD Specials From The Names You Know and Trust 40 Month CD Special: $2,500.oo Minimum balance to open the account and earn the Annual Percentage Yield (APY) . 2.05% Rate . 2.06% APY 12 55 Month CD Special $2,500.oo Minimum balance to open the account and earn the Annual Percentage Yield (APY) . 2.15% Rate . 2.17% APY WIN Ottawa Savings Bank- SAVINGS BANK Respected and RcodA Division of Ottawa Savings Bank Twin Oaks Savings Bank A Division of Ottawa Savings Bank Morris, IL 60450 815-941-0004 Twin Oaks Savings Bank Ottawa Savings Bank A Division of Ottawa Savings Bank Marseilles, IL 61341 815-795-2129 Ottawa, IL 61350 815-433-2525 An early withdrawal penalty may apply to certificate accounts. The Truth in Savings disclosure is available upon request. APY is accurate as of o8/2o18 and is subject to change at any time. The annual percentage yield assumes interest will remain on deposit until maturity A withdrawal will reduce earnings. Offer may be withdrawn at any time IRA's do not qualify for these rates www.OttawaSavings.com