Watch your CD ratesrise with us, fronm1.16% to 1.90%APYRates start at 1.16%, and rise to 1.90% over a12-month term. Because at Midland States Bankyou get more than great rates-you get peoplewho really care.Visit us for all the details. Findyour neighborhood branch atmidlandsb.com/locations.Interest rabes are set at the time the CD is opened and cannot change. Blanded Annval PercentageYeldIAP) assumes principal and interest remain on deposit for the term of the certificate. Unless youelect to withdraw the accrued inberest, interest will compound and credit every three 13) months fortwelve 112) months Pnaty w be imposed for early withdeawal Advertised itenest rate and APY areoffeeed at the bank's discretion and may change without notice. Fees could reduce earnings on thedeposit is $1,000, The interest rabe increases every 3 monhy 1-3 months:1.16% APY,  months 1.35% AgY, 7-9 months: 1.60% ApY, 10-12 months 1,90% APY The interestrate will rmain in efect for 3 monts, then the rate will automatically increase every 3 months untmaturity. Minimum balance of $1,000 required to obtain the APY. The CO is automatically nenewed intoa 12 Month Standsrd CD. Not available to Publie Funds or Financial Institutionsto Puble FundsMidlandStates Bank

Date: March 10, 2018

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Midland States Bank

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Watch your CD rates rise with us, fronm 1.16% to 1.90%APY Rates start at 1.16%, and rise to 1.90% over a 12-month term. Because at Midland States Bank you get more than great rates-you get people who really care. Visit us for all the details. Find your neighborhood branch at midlandsb.com/locations. Interest rabes are set at the time the CD is opened and cannot change. Blanded Annval Percentage YeldIAP) assumes principal and interest remain on deposit for the term of the certificate. Unless you elect to withdraw the accrued inberest, interest will compound and credit every three 13) months for twelve 112) months Pnaty w be imposed for early withdeawal Advertised itenest rate and APY are offeeed at the bank's discretion and may change without notice. Fees could reduce earnings on the deposit is $1,000, The interest rabe increases every 3 monhy 1-3 months: 1.16% APY, months 1.35% AgY, 7-9 months: 1.60% ApY, 10-12 months 1,90% APY The interest rate will rmain in efect for 3 monts, then the rate will automatically increase every 3 months unt maturity. Minimum balance of $1,000 required to obtain the APY. The CO is automatically nenewed into a 12 Month Standsrd CD. Not available to Publie Funds or Financial Institutions to Puble Funds Midland States Bank